What You Need To Know About Auto Insurance Laws
Laws can be confusing sometimes. How much coverage is you required to have? What is the minimum amount? Do you have to have liability? What if you drive to other states? The questions are endless and it can be confusing at times.
To answer these questions, call your insurance agent. They will have all the best information about state and regional laws that involve you and your vehicle. It's their job to know all this and help you with it. Before you call, make sure you have all your questions ready so you don't forget.
Each state will have specifics that must be followed when it involves your insurance coverage. Full coverage will cover injury to people, cars and property. Some states may only require coverage involving people. This is liability insurance. If you damage a car, then you must pay out of pocket for damages to your car, but insurance will probably pay for the other car.
One of the most unconsidered issues is traveling to another state. You must have auto insurance coverage to conform to that state's laws. Call your insurance before you cross state lines to change coverage to meet the local requirements.
In some states, there are vehicles that will be exempt from insurance coverage. This can be a moped or motorcycle in some states. This will save you gas money and insurance money.
Most states require that you keep your proof of auto insurance in your car at all times. If you are pulled over by a police officer, you must provide proof of insurance. There are heavy fines if you don't have it. If you forgot it or it expired and you didn't get the updated version in the mail. Simply contest the ticket and provide proof to the judge and they should wave the fine.
It is your responsibility to be familiar with and in abidance of the laws of your state. Driving, along with having a drivers license, is considered a privilege, not a right. - 21392
To answer these questions, call your insurance agent. They will have all the best information about state and regional laws that involve you and your vehicle. It's their job to know all this and help you with it. Before you call, make sure you have all your questions ready so you don't forget.
Each state will have specifics that must be followed when it involves your insurance coverage. Full coverage will cover injury to people, cars and property. Some states may only require coverage involving people. This is liability insurance. If you damage a car, then you must pay out of pocket for damages to your car, but insurance will probably pay for the other car.
One of the most unconsidered issues is traveling to another state. You must have auto insurance coverage to conform to that state's laws. Call your insurance before you cross state lines to change coverage to meet the local requirements.
In some states, there are vehicles that will be exempt from insurance coverage. This can be a moped or motorcycle in some states. This will save you gas money and insurance money.
Most states require that you keep your proof of auto insurance in your car at all times. If you are pulled over by a police officer, you must provide proof of insurance. There are heavy fines if you don't have it. If you forgot it or it expired and you didn't get the updated version in the mail. Simply contest the ticket and provide proof to the judge and they should wave the fine.
It is your responsibility to be familiar with and in abidance of the laws of your state. Driving, along with having a drivers license, is considered a privilege, not a right. - 21392
posted by X - Men @ 3:10 AM
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