Are Car Insurance Companies Taking Us For A Ride?
Are you wary of searching on line for a reputable car insurance company? You needn't be. There are many well known, reputable and reliable companies these days that are here to help you in your quest. They offer free quotations almost immediately, on an enquiry. So there is no need to phone numerous car insurance companies and wasting valuable time on the telephone.
All it takes is some preparation by yourself, for your needs and requirements and your expectations from a car insurance company. You would do best if firstly you made a list of your requirements before you start your search. This will not only save you time, but be easier for yourself to make comparisons.
There may be a few extra's you need to include when you request a quotation. Perhaps you have an expensive sound system installed which was not built into the vehicle when it was purchased. If so, a special mention must be made of this, to the car insurance company, as it would constitute extra coverage.
If you are female, there are benefits allowed which do not apply to male drivers. Also your age would or could be taken into consideration. More times than not, if you are under the age of 25, the car insurance premium is generally higher. You will be asked if you vehicle is to be used for personal or commercial use. Again, should it be for commercial use, the premiums would increase.
Some car insurance companies offer much more than the next. But; at the end of the day, their premiums will be higher. Do you really need the extra's that are offered? For instance, many car insurance companies will offer a Free Hire Car, for a set number of days, should you be involved in an accident or theft and without a car. Some also offer a free towing service etc.
It would be remiss not to mention those extras. Although inviting. Do NOT come free. They are built into your premiums. If one calculates the extra you are paying each month to your car insurance company for these privileges. You would be surprised at the amount you could be saving by not taking the extra coverage.
Perhaps you already own a second vehicle, in which case there may be no need to outlay the extra amount each month for a Hire vehicle. And if you belong to an automobile association, perhaps included in your membership is free towing of your vehicle, should your vehicle break down or be involved in an accident. Why pay twice for the same service? - 21392
All it takes is some preparation by yourself, for your needs and requirements and your expectations from a car insurance company. You would do best if firstly you made a list of your requirements before you start your search. This will not only save you time, but be easier for yourself to make comparisons.
There may be a few extra's you need to include when you request a quotation. Perhaps you have an expensive sound system installed which was not built into the vehicle when it was purchased. If so, a special mention must be made of this, to the car insurance company, as it would constitute extra coverage.
If you are female, there are benefits allowed which do not apply to male drivers. Also your age would or could be taken into consideration. More times than not, if you are under the age of 25, the car insurance premium is generally higher. You will be asked if you vehicle is to be used for personal or commercial use. Again, should it be for commercial use, the premiums would increase.
Some car insurance companies offer much more than the next. But; at the end of the day, their premiums will be higher. Do you really need the extra's that are offered? For instance, many car insurance companies will offer a Free Hire Car, for a set number of days, should you be involved in an accident or theft and without a car. Some also offer a free towing service etc.
It would be remiss not to mention those extras. Although inviting. Do NOT come free. They are built into your premiums. If one calculates the extra you are paying each month to your car insurance company for these privileges. You would be surprised at the amount you could be saving by not taking the extra coverage.
Perhaps you already own a second vehicle, in which case there may be no need to outlay the extra amount each month for a Hire vehicle. And if you belong to an automobile association, perhaps included in your membership is free towing of your vehicle, should your vehicle break down or be involved in an accident. Why pay twice for the same service? - 21392
About the Author:
Vince Ingram is the founder of the Vehicle Insurance Quotes information portal and has been providing South African drivers with information on car insurance for 15 years.
posted by X - Men @ 3:32 AM
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