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Tuesday, August 4, 2009

Personal Injury Lawyers Can Help Car Accident Victims

By Jim S. Adler

Some people say they never like cops until they need one. Others might say that of personal injury lawyers. Yet millions of American need the help of experienced personal injury attorneys, especially when they've suffered in one of the most common calamities facing us all: a car accident.



Yet for millions of Americans, this harm and pain can be quite real. And when car wrecks or auto accidents cause financial distress, the path to recovery may be as daunting as a dark, dusty road with no signs, lights or means to turn around.

The insurance companies which handle car accident and personal injury cases are not eager to pay this money. Rather, victims are likely to find that the insurer to whom they've paid hard-earned money for years are reluctant to follow through on their duty to cover costs which are clearly covered by a policy.

This suffering can stop when car accident victims engage a personal injury lawyer or auto accident attorney who can fight for their full and fair economic recovery for losses. An innocent car accident victim has the legal right to pursue such financial compensation, but this quest often must come with the help of a car accident lawyer or personal injury attorney.

Forcing this issue with the help of such an attorney may mean filing a car accident lawsuit. But it doesn't necessarily mean facing a judge, a jury and a courtroom. The fact is, almost all car accident lawsuits around 90 per cent are settled out of court. That means a victims personal injury lawyer manages to gain fair and equitable monetary recovery via negotiation, rather than litigation, thus sparing all parties the expense of a trial.

Yet even in the rare event of a trial, victims usually pay little or nothing until or unless their personal injury lawyer prevails in court. Most personal injury attorneys work on a contingency basis, meaning they take no fees but rather are paid a percent of the recovery if their client prevails. In short, the personal injury attorney isn't paid until or unless his or her client wins a settlement or a court judgment.

With this in mind, whats wrong with personal injury attorneys? Nothing when you need them but plenty if you represent monolithic insurance companies that systematically deny, delay or underpay what their clients rightly deserve. If insurers did their job up front, such victims wouldn't need to engage a personal injury attorney. Since insurers often don't, it may be imperative. - 21392

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