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Friday, October 23, 2009

Car Insurance Ladies - Why It's Different From a Regular One

By Enrico Medina

Ladies benefit more from car insurance companies as they are considered as much less risky drivers. Though we have to be clear on one thing, statistics show that lady drivers do get into as much accidents as men do. However, the amount of damage done to the car is much less therefore cheaper to repair.

This wasn't true before though as ladies were always considered a higher risk than men and would most likely be offered a much poorer compensation package. Until recent statistics popped up and disproved this common theory.

Minor scratches here and there, little bumps, and some dont even involve another car but rather immobile objects like posts and walls. Men however, being more risky drivers often induce their car to more damage.

Car insurance for ladies can be found from general car insurance companies or companies which focus on womens policies. Just like any other product though, its always good to compare prices between companies and policies.

Even just browsing through the internet, you will be able to see a couple of sites which compare various insurances. This is good for us buyers because we can make very good and sound decisions.

Women drive fewer miles as compared to men and this results in the them getting into less car accidents.This gives them the advantage when haggling for premiums, and in most cases will get discounts or freebies. Lady driven cars are also in much better condition as compared to men.

When it comes to general neatness, ladies are more often than not, more organized compared to men. Their cars are then less prone to useless repairs and results to cheaper bills overall.

Only a lady can apply for this type of insurance by the way.They get all sorts of discounts and bonuses just because they are regarded as such. Overall, insurance companies consider them as less risky to engage business with.

They are less likely to have an accident, which means they are also less likely to file large monetary claims from the insurance company. If the insurance company can save money, that means you can as well with cheap ladies car insurance. - 21392

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