Laws On Uninsured Vehicles
It is against the law to use a vehicle if you do not have a valid insurance certificate that says you are covered to use it at that particular time.
Due to the potential legal implications if you were to crash while driving an uninsured vehicle, this offence is taken very seriously by the Magistrates Court.
For you to be found guilty of driving without insurance, the Prosecution only has to prove that you were indeed using the car on a public road at the time in question and it is down to you to prove that you had insurance, its not down to them to prove that you didn't. This is because it would be nearly impossible fort the prosecutors to go to every insurance company in the country and check that you weren't insured, and so you must provide valid documentation that proves you were insured, or you will be found guilty.
One of the things that catches most people out in relation to the no insurance offence is that you do not have to actually be driving the vehicle at the time of the alleged offence in order to be guilty. The offence is actually described as using the vehicle without insurance. Using a vehicle can mean "having use of" the vehicle. This means that if the vehicle is parked up on a public road outside your home for example (even if it is broken down) the Court will still find that you had the potential use of the vehicle and therefore if it is uninsured they will find you guilty of using the vehicle without insurance.
Another common way in which people get accused of driving with no insurance, not believing that they have actually done so is when they believe that their fully comprehensive insurance policy means that they can drive anyone's car with their permission. Many insurance policies do not actually state that this is allowed.
It is of the utmost importance that you full understand and have read everything in you insurance policy. You must ensure that whenever you go to drive your own vehicle, or someone else's that you are indeed covered and are legally allowed to be driving that vehicle at that time. - 21392
Due to the potential legal implications if you were to crash while driving an uninsured vehicle, this offence is taken very seriously by the Magistrates Court.
For you to be found guilty of driving without insurance, the Prosecution only has to prove that you were indeed using the car on a public road at the time in question and it is down to you to prove that you had insurance, its not down to them to prove that you didn't. This is because it would be nearly impossible fort the prosecutors to go to every insurance company in the country and check that you weren't insured, and so you must provide valid documentation that proves you were insured, or you will be found guilty.
One of the things that catches most people out in relation to the no insurance offence is that you do not have to actually be driving the vehicle at the time of the alleged offence in order to be guilty. The offence is actually described as using the vehicle without insurance. Using a vehicle can mean "having use of" the vehicle. This means that if the vehicle is parked up on a public road outside your home for example (even if it is broken down) the Court will still find that you had the potential use of the vehicle and therefore if it is uninsured they will find you guilty of using the vehicle without insurance.
Another common way in which people get accused of driving with no insurance, not believing that they have actually done so is when they believe that their fully comprehensive insurance policy means that they can drive anyone's car with their permission. Many insurance policies do not actually state that this is allowed.
It is of the utmost importance that you full understand and have read everything in you insurance policy. You must ensure that whenever you go to drive your own vehicle, or someone else's that you are indeed covered and are legally allowed to be driving that vehicle at that time. - 21392
About the Author:
For more information about free legal advice please click driving with no insurance.
posted by X - Men @ 12:39 AM
0 Comments
0 Comments:
Post a Comment
Subscribe to Post Comments [Atom]
<< Home