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Saturday, April 18, 2009

Want To File a Compensation Claim?

By David Halbert

Filing an insurance claim can be a hard business. However, it is the only method to make sure you get remunerated for losses caused due to an accident. Not scores of people understand how significant it is to be able to prove to the insurance company that you should be paid for your losses, and the easiest means to accomplish so is through pictures.

Insurance companies generally examine most of the insurance claims that are filed with them as they are giving out money, and thus they desire to make sure that it is justified. This means that you need to confirm to them without dark of a doubt that you did encounter injuries/maintain losses that are covered within the policy, and furthermore you justify to be compensated for them.

Insurance companies will go through your verification with a fine tooth comb, and if your statement is not able to describe to them clearly what happened at the time of the accident, you might find yourself being unwanted for your claim. Therefore, the finest thing you should do when you happen upon such a situation or an accident is to take pictures in order to file a claim, since no one can argue with the evidence those pictures will provide, and furthermore pictures can give an account much better than you as to what happened at the accident.

Now don't be troubled, you aren't likely to carry around camera all the time, reality is you already do have a camera in your hand most of the time. Almost all mobile phone users these days have cell phones with cameras which makes it remarkably simple for almost everyone to take a small number of pictures right after the accident to be provided as evidence.

Having a picture that shows that you were not at fault for the accident, and the accident was caused due to an obstruction or someone else's fault is a sure way to get your compensation fast. You should take pictures of your car, the other vehicles involved in the accident, as well as the site of the accident to show exactly what happened when asked for your statement.

Another important thing to remember is that because of the shock you might later on not be able to recall exactly what happened during the accident, and this is another reason why you should take pictures as they will help you remember clearly the events later on.

Finally, it is essential to have photos as in this manner you can show accurately what damage your car had after the disaster. Sometimes cars dig up even more damaged when they are taken to garages, and you can prove to the insurance company that any extra dents happened because of the garage and not the accident, therefore making sure you are entirely compensated.

Claiming damages through insurance companies can be a very hard thing to do for the finest of people, so make sure you are well equipped with all the things you require when you go in to present your report. Any pictures you took on site will only support your story and make it much easier to obtain reimbursement for your mishap. - 21392

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