Top Question When Renting A Car
There has been on going debates about the importance of taking rental insurance, when you are renting an automobile. Many believe that their own car insurance will cover them while they are driving a rental and other feel that the credit card they use to rent the car offers them protection. Somethings that you should take into consideration is that rental companies only push this rental insurance for two reasons; the first is so that they will make extra money on your rental and the second is so that the rental insurance will protect their car. In the end, their car is all that is important to them.
The following are some of the most common questions that people have about this type of insurance and the answers may surprise you.
Q: DOESNT MY REGULAR CAR INSURANCE POLICY COVER ME WHEN I AM DRIVING A RENTAL CAR?
A: This is a big YES! Almost all car insurance companies will cover you, even when you are driving a rental car. I would, however, suggest that you contact your insurance company prior to getting your rental just to be 100% sure.
Q: IF I RENT A CAR WITH MY CREDIT CARD, WILL THAT COVER ME FOR DAMAGES THAT MAY OCCUR?
A: There is not straight yes or no answer for this question. Most of the major credit card companies do offer additional rental insurance, however you should always check prior to using it for your rental.
Q: IF MY CREDIT CARD AND INSURANCE COMPANIES COVER ME FOR RENTAL, DO I STILL NEED TO TAKE OUT CAR RENTAL INSURANCE FROM TEH RENTAL COMPANY?
A: NO, NO, NO....Although many companies will tell you that you are not covered under any insurance but theirs, this is absolutely not true. The truth is, the insurance coverage that is offered from a rental car company will provide you will no covers that you are not already be offered through your insurance and credit card companies.
So before yo arrive at the rental car company to pick up your vehicle check with your insurance and credit car companies to see what you are covered for. This will make you more confident when you refuse the rental companies insurance and you will be saving a lot of money. - 21392
The following are some of the most common questions that people have about this type of insurance and the answers may surprise you.
Q: DOESNT MY REGULAR CAR INSURANCE POLICY COVER ME WHEN I AM DRIVING A RENTAL CAR?
A: This is a big YES! Almost all car insurance companies will cover you, even when you are driving a rental car. I would, however, suggest that you contact your insurance company prior to getting your rental just to be 100% sure.
Q: IF I RENT A CAR WITH MY CREDIT CARD, WILL THAT COVER ME FOR DAMAGES THAT MAY OCCUR?
A: There is not straight yes or no answer for this question. Most of the major credit card companies do offer additional rental insurance, however you should always check prior to using it for your rental.
Q: IF MY CREDIT CARD AND INSURANCE COMPANIES COVER ME FOR RENTAL, DO I STILL NEED TO TAKE OUT CAR RENTAL INSURANCE FROM TEH RENTAL COMPANY?
A: NO, NO, NO....Although many companies will tell you that you are not covered under any insurance but theirs, this is absolutely not true. The truth is, the insurance coverage that is offered from a rental car company will provide you will no covers that you are not already be offered through your insurance and credit card companies.
So before yo arrive at the rental car company to pick up your vehicle check with your insurance and credit car companies to see what you are covered for. This will make you more confident when you refuse the rental companies insurance and you will be saving a lot of money. - 21392
About the Author:
Jason Hall is an expert in the rental car fields and can provide you with all the information that you need for a car rental Queensland. Before your next Australian vacation check out his articles to ensure you are getting a car hire Queensland that is reliable.
posted by X - Men @ 2:40 AM
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