How to Get Young Driver Insurance
Are you in the market for car insurance to cover your teenager or young driver? Did you just about fall over backwards when you saw what it will cost you? Don't worry, this article will give you some good ideas on how you can find the right policy for your financial situation.
To give you a little history... teens are considered to be the highest risk driver group out there. So, an insurance company is going to want to protect themselves against this risk, which is why they charge so much more for anyone under 25.
Within the teen driver group, males, according to recent statistics, between the age of 16 and 17 years old happen to be more prone (than females of the same age) to getting into accidents and having more serious traffic violations.
And, you probably already guessed it, but the boys usually have to pay more than the girls for young driver car insurance.
Not a pleasant thought, but something you should definitely be aware of: first-time and young drivers that are between 16- and 17-years old are three times MORE likely to get into a car crash or accident that those drivers between the ages of 25 and 64.
We all want to protect our teens from the worst case scenarios. And really that is also the intent of insurance companies, believe it or not. To be armed with as much information as possible is what will help you determine the best policy for your needs and those of your young driver.
So, now that you are a little more familiar with these somewhat depressing statistics, you probably are realizing that cheap car insurance for young drivers is a pipe dream. But don't despair! You are about to read some great ideas for lessening the financial burden of adding a teen to your policy or finding a policy that fits your needs.
Have your teenager buy their own personal car insurance policy. This tip is especially helpful if your teen drives an older auto.
Are you adding your teenager to your existing policy? Then, consider having them classified as an "occasional" driver and not a "primary" driver.
Really and truly, all teens and first-time drivers should take a driver's course or class that teaches defensive driving. When your teen finishes the course, this could make them eligible for a reduced premium.
Buying a first car for your teenager? Resist the impulse to buy them a sports car. A low-performance sedan for your first-time driver is the best bet to help you reduce the high cost of insuring a teenager.
And guess what? Grades count! If your teenager has a B average in school or better, you can ask about a student discount. Many insurance companies will allow good grades as a sign of responsibility and thus, give you a better rate for young driver car insurance.
Understand and implement these tips for getting the best rate possible for young driver insurance and you will most likely find the right policy to cover your teen and fit your financial needs as well. - 21392
To give you a little history... teens are considered to be the highest risk driver group out there. So, an insurance company is going to want to protect themselves against this risk, which is why they charge so much more for anyone under 25.
Within the teen driver group, males, according to recent statistics, between the age of 16 and 17 years old happen to be more prone (than females of the same age) to getting into accidents and having more serious traffic violations.
And, you probably already guessed it, but the boys usually have to pay more than the girls for young driver car insurance.
Not a pleasant thought, but something you should definitely be aware of: first-time and young drivers that are between 16- and 17-years old are three times MORE likely to get into a car crash or accident that those drivers between the ages of 25 and 64.
We all want to protect our teens from the worst case scenarios. And really that is also the intent of insurance companies, believe it or not. To be armed with as much information as possible is what will help you determine the best policy for your needs and those of your young driver.
So, now that you are a little more familiar with these somewhat depressing statistics, you probably are realizing that cheap car insurance for young drivers is a pipe dream. But don't despair! You are about to read some great ideas for lessening the financial burden of adding a teen to your policy or finding a policy that fits your needs.
Have your teenager buy their own personal car insurance policy. This tip is especially helpful if your teen drives an older auto.
Are you adding your teenager to your existing policy? Then, consider having them classified as an "occasional" driver and not a "primary" driver.
Really and truly, all teens and first-time drivers should take a driver's course or class that teaches defensive driving. When your teen finishes the course, this could make them eligible for a reduced premium.
Buying a first car for your teenager? Resist the impulse to buy them a sports car. A low-performance sedan for your first-time driver is the best bet to help you reduce the high cost of insuring a teenager.
And guess what? Grades count! If your teenager has a B average in school or better, you can ask about a student discount. Many insurance companies will allow good grades as a sign of responsibility and thus, give you a better rate for young driver car insurance.
Understand and implement these tips for getting the best rate possible for young driver insurance and you will most likely find the right policy to cover your teen and fit your financial needs as well. - 21392
About the Author:
Looking for more information about how to obtain cheap car insurance for student drivers? Protect your wallet and your teen by visiting www.young-drivers-insurance.net.
posted by X - Men @ 7:19 AM
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