Discount Vehicle Insurance -- 5 Guaranteed Tips
There are many ways open to anyone who plans to get low cost insurance. Nevertheless, a number of them could leave you slightly compromised. I do NOT generally approve of such ways because they make nonsense of the main aim of insurance in the first place. So, I will only show you tips that will also have you adequately covered in spite of saving you much...
1. Your rates will jump through the roof if you modify your car. If you want to impress your friends with those extra special features like bigger types than the manufacturer's specification, then be prepared to pay a lot more. Any changes to your vehicle takes your rates up.
Cheap Auto Insurance
2. Before you get carried away with the few hundreds you will save on a house, check if it will not cost you much more in auto insurance. Do you know also know that homes within the same neighbor might actually fall into different risk zones according to the insurance industry's mapping?
So check with your agent before you commit to a new home. The truth is that most people don't think about this when they are about buying a home.
But think about it: If your new zip code adds up to $300 to your annual auto insurance rate, how much would that amount to at the end of your 30-year mortgage?
3. If you must quickly get something inside, turn your car off, lock up and pocket your keys. Don't leave your car unlocked and running. This simple act makes it very easy for thieves. Car thieves are known to go for easy targets. An unlocked car with the engine running? What could be easier?
4. An alternative for you is to use your parents' auto insurance policy. If you are of driving age, then your parents certainly are far above 25 years which means they are lower risk drivers.
You have to bear in mind, though, that the vehicle must be registered in their name and you must be living with them if you want to use this option. If you want to own your car, then be the big boy or girl and also own the higher rates. Sorry, you cannot have both with this option. However, you can still make massive savings by following the link at the end of this piece.
5. Drive carefully if you're truly serious about enjoying affordable car insurance rates. Please, ensure that you make it a personal principle to NOT drive if you so much as sip any alcoholic beverage.
Traffic offences that have to do with having more than the permissible level of alcohol in your blood will make you pay very high rates. Even little things like speeding tickets do add up to make you get higher rates over time. You'll do yourself a world of good if you obey all traffic laws always. - 21392
1. Your rates will jump through the roof if you modify your car. If you want to impress your friends with those extra special features like bigger types than the manufacturer's specification, then be prepared to pay a lot more. Any changes to your vehicle takes your rates up.
Cheap Auto Insurance
2. Before you get carried away with the few hundreds you will save on a house, check if it will not cost you much more in auto insurance. Do you know also know that homes within the same neighbor might actually fall into different risk zones according to the insurance industry's mapping?
So check with your agent before you commit to a new home. The truth is that most people don't think about this when they are about buying a home.
But think about it: If your new zip code adds up to $300 to your annual auto insurance rate, how much would that amount to at the end of your 30-year mortgage?
3. If you must quickly get something inside, turn your car off, lock up and pocket your keys. Don't leave your car unlocked and running. This simple act makes it very easy for thieves. Car thieves are known to go for easy targets. An unlocked car with the engine running? What could be easier?
4. An alternative for you is to use your parents' auto insurance policy. If you are of driving age, then your parents certainly are far above 25 years which means they are lower risk drivers.
You have to bear in mind, though, that the vehicle must be registered in their name and you must be living with them if you want to use this option. If you want to own your car, then be the big boy or girl and also own the higher rates. Sorry, you cannot have both with this option. However, you can still make massive savings by following the link at the end of this piece.
5. Drive carefully if you're truly serious about enjoying affordable car insurance rates. Please, ensure that you make it a personal principle to NOT drive if you so much as sip any alcoholic beverage.
Traffic offences that have to do with having more than the permissible level of alcohol in your blood will make you pay very high rates. Even little things like speeding tickets do add up to make you get higher rates over time. You'll do yourself a world of good if you obey all traffic laws always. - 21392
About the Author:
Get more tips at Discount Auto Insurance and Cheap California Auto Insurance. Chimezirim Odimba helps people save on insurance.
posted by X - Men @ 4:45 AM
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