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Saturday, January 2, 2010

Is Your Pasadena TX Auto Insurance Affected By Your Profession?

By Hector Jimenz

If you believe the old adage that you are what you eat, it follows in the car insurance business that you're likely to drive what's on your mind. Simply, when stressed and in a hurry, people are more prone to get in accidents.

Insure.com and Quality Planning Corp recently released their top 10 list of the most crash-prone professions. I was surprised to find that the professions my mom wanted me to become top the list.

This most likely proves that people with the most stressful jobs are getting in the most accidents. You don't see yoga instructors on this list.

This top 10 lists definitely has some high achievers as well as people who need a sense of urgency.

Here's the list of the top ten, with Insure.com's speculation about why each profession tends to rank so highly:

1. Doctors Per year, every 1,000 doctors average 109 accidents and 44 speeding tickets, leading the pack. These residents and interns must be so sleep-deprived that they are too tired to stay on the road.

2. Lawyers

Per year, every 1,000 lawyers average 106 accidents and 37 speeding tickets. No need to chase ambulances when you're already at the scene of an accident!

3. Architects

Per year, every 1,000 architects average 105 accidents and 72 speeding tickets. They may make a living at the drafting table, but on the road they can't seem to draw the line.

4. Real estate brokers

Per year, every 1,000 real estate brokers average 102 accidents and 39 speeding tickets.

5. Enlisted military personnel

Per year, every 1,000 enlisted military personnel average 99 accidents and 78 speeding tickets.

6. Social workers

Per year, every 1,000 enlisted social workers average 98 accidents and 33 speeding tickets.

7. Manual laborer

Per year, every 1,000 manual laborers average 96 accidents and 77 speeding tickets.

8. Analysts

Per year, every 1,000 analysts average 95 accidents and 40 speeding tickets. Perhaps if they analyzed how much they could save with a good driver discount, they'd be more careful.

9. Engineers

Per year, every 1,000 engineers average 94 accidents and 51 speeding tickets. Using a calculator while driving definitely won't help their cause.

10. Consultants

Per year, every 1,000 consultants average 94 accidents and 50 speeding tickets. Perhaps they could give themselves advice on how to be better drivers.

Is your occupation on this list? Don't fret if you do fall into one of the categories. Your Pasadena TX auto insurance company will ask you what your profession is but that will not effect your cost of insurance, even if you are a doctor or lawyer.

There are numerous factors figured in for your car insurance policies like your zip code, current driving record, etc... but most likely are not based on your career choice. - 21392

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