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Saturday, September 12, 2009

Low Cost Car Insurance -- Smart Recommendations

By Chimezirim Odimba

Everyone can enjoy high quality coverage without paying top price. All you have to do to achieve this end are little bits of information (that you'd have to implement, though). Below are a number of steps that will help you achieve this goal...

1. You will spend less on automobile insurance if your vehicle is considered to have a higher safety rating. Go for vehicles that have features that improve safety. They will make you eligible for a Safe Car Discount. Examples of such safety features are air bags, automatic seat belt, ABS brakes and daytime running lights.

2. Becoming a part of a car pool will help you get a cheaper rate. The simple reason for this is that it lowers your mileage. And, the lower your mileage, the better risk you are to your carrier.

3. Do your utmost to always make sure your car insurance does NOT lapse. You'll get very expensive rates for a long time if this happens to you albeit inadvertently. Don't make room for this mistake if you're changing insurers because that's one situation where this happens to a lot of people.

One way to be certain you do NOT make this type of mistake is to let your old policy keep running until you're sure the new policy is in full force. Many people are paying more than they would otherwise just because of this mistake. So do take care so you don't become one of them.

4. You will save a lot if you really have between 25-30 minutes. Visit, obtain and compare auto insurance quotes from various insurance quotes sites. The lowest offer should be what you go for easily.

However, you have to go beyond just the lowest price to the best price/value. The lowest priced may not offer the best price/value for you as a person. - 21392

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