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Sunday, May 31, 2009

The Trunk Bike Rack That's Perfect For your Car

By Gary Lindsey

There are many bike rack companies that make trunk bike rack systems for multiple SUVs. Among these bike rack system companies are Allen, Hollywood Racks, Yakima, Thule, Saris and a few others.

All the types of trunk mount bike rack work almost the same way. Most of them strap onto the trunk of a automobile and secure your bicycle to your car for care-free transport. Nothing else to it.

Allen, Thule, Hollywood Racks and a few others have trunk mount bike rack systems that will hold more than one bike and can mount three bikes. This freedom is useful when bicycling as a group and ride sharing.

Some models that I would recommend are the Saris Bones, Hollywood Racks Baja Rack, Allen AL102A and several others. All these trunk-mounted bike rack options are just a starting point.

The Allen AL-102A trunk bike rack weighs 9.5 pounds, fits on most SUV's. The single configuration design ensures no mistakes during set up and installation. The 12 long carry arms easily carries up to 2 bicycles. It sets up and installs within minutes.

Another well-liked trunk mount bike rack is the Bones Series bicycle rack. The Bones Series by Saris features injection-molded arms and legs. These parts are the most durable on the market and assembled with 100% recyclable, non-rusting material. Ratcheting anti-sway straps secure and stabilize bikes. The novel Arc-based design is compatible with most spoilers and separates bicycles on different levels. Plastic parts on Saris racks are injected during the manufacturing process with a UV stabilizer. Therefore, colors will not fade/crack; additionally fading and cracking are covered under the manufacturer's warranty. Lastly, they come in a few fun colors: blue, red, yellow, and black.

The Yakima King Joe trunk mount bike rack is best. This bike rack for your car comes with a Quick Trigger Hub System which makes for a simple installation process. The trunk mount bicycle rack can work with the broadest range of vehicles of any Yakima strap style rack. Narrow arm design is compatible with a most of bikes. Premium Tri-Padded feet and padded metal buckles protect your cars paint job. The Integrated StableCradles secure bikes in place. The folding arms on the Yakima King Joe make storage easy.

The Baja Rack by Hollywood features patented Micro-Adjust hubs which makes installation a snap. More that 5 straps solidly attach the Hollywood Baja Rack to the trunk of your sedan. Bike separators with anti-sway blocks makes sure that the bikes firmly attached to the trunk mount bicycle rack. A last point, the rack folds flat for user-friendly storage in a trunk or garage. - 21392

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Low Cost Auto Insurance

By Matt Hellstrom

Are you looking for alternatives to your current car insurance and want low cost auto insurance? Maybe you've come to realize that your premiums are through the roof even though you're clean as a whistle when it comes to driving. Not to mention your car is so old that fuel injection was the wave of the future when you bought your set of wheels.

There are some things you can't change like your age and gender, but there are a number of things that you can do to lower your risk and take advantage of low cost auto insurance policies that still offer the protection you need but at better rates. The most obvious is to have a clean driving record for at least three years. This alone can qualify most people for a small discount.

If you've shopped for a car lately, you've probably read the various consumer buying guides and are aware that a car's government safety rating for crash tests can influence the price of the car itself. But it can also influence the insurance rate along with the car's repair track record. The cost of repairs as well as incidents of thefts and accidents for a particular car model can affect the cost of collision and comprehensive coverage.

The auto insurance industry has compiled decades of data regarding driver and car profiles. Whether you personally fit into a high risk profile doesn't matter to the insurer. So if you're a 24 year male who opts for a shiny red Mustang, then the chance of you obtaining a low cost auto insurance policy is pipe dream. This is true even if you've been driving safely since you turned 15 and haven't had single blemish on your driving record.

Just by raising your own out-of-pocket cost, known as a deductible, before a claim for insurance will be paid, you can lower your premiums by quite a bit. This is an effective way to obtain your own low cost auto insurance without even having to switch insurers. It makes sense to then use your savings to fund the amount of your higher deductible and set it aside. Then you can enjoy the peace of mind that you'll have the deductible in hand while being able to see immediate savings.

You can get low cost auto insurance if you're more of a weekend or occasional driver or fall within the limits for a low mileage discount, make sure you let your insurer know. Even drivers who use their cars on a daily basis but not for commuting to work can sometimes fall within this category. You may also want to drop comprehensive and collision coverage once your car gets older to save even more money.

The easiest way to find out if you can get low cost auto insurance is to use one of the many quote sites which allow you to input your information to generate instant quotes from a number of companies. This particularly useful if you are shopping for a new car as you can view quotes for different car models. - 21392

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Learn How To Remove Spray Paint On Car Finish

By Mark Hassendo

Spray paint could end up on your car several different ways. One it can be an over spray from another area that youre painting on the car. Two it could be an accident that someway the spray got on it. Or you decided to spray paint the car yourself, then didnt like it or made a mistake.

How tricky a job its going to be to remove it would depend on a lot of components. Firstly, you require to determine the type of paint. Hopefully it will be a water based paint which is much simpler to deal with. All you'll most likely have to do here is wash the field down well with soapy water. At present if it's an oil based paint then it causes things a little more challenging. Then another dilemma may be you don't even recognize what type of paint it is.

First, there're a few kinds of paint. It can be lacquer or acrylic. It can even be enamel but this is not as favourite as it used to be. If your primary paint on your car happens to be enamel then if the accidental spray paint is lacquer or acrylic would make the enamel paint look crumpled. Regrettably, the only solution in this case will be to scrape the region clean and then re-paint it to match the automobiles original color.

If youre fortunate enough to have an original finish of acrylic or lacquer and enamel paint has been sprayed on top of it, there won't be any wrinkles to the original. You want to check if the paint is enamel, so heres what you do.

Take whatsoever paint thinner, kerosene, gasoline or turpentine and apply a moderate amount to a clean white cloth. Now really lightly rub over the paint you need to remove. If you see the paint colour being transferred to the cloth, then its enamel. If the cloth continues to stay clear then its acrylic or lacquer. If it did turn out to be enamel then just continue to gently clean off the residue of the paint.

So if youve ended up with either lacquer or acrylic being the culprit then you'll require to go and buy the finest grade of rubbing compound on the market for car finishes. Take a hand sized white cloth and lightly moisten it with some kerosene or turpentine. Just sufficient to wet the cloth, as it prevents the compound from caking, and makes the abrasive finer, which leaves a better finish. Patience would be the virtue here, as you must keep inspecting the region you're working on so you do not take out or damage the introductory finish of the car. Work in moderate circular motions with gentle pressure. Carry on checking the colour of the paint on the cloth. Keep utilising a few other parts of the cloth, so your cloth stays fairly clean, and you're not merely putting the paint back on once more.

The best answer is of course not to spray paint the car at all. Accidents do take place though and fortunately for this unusual one theres a solution. - 21392

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Searching For Low Rate Auto Insurance?

By Chimezirim Odimba

There are little actions that will go a long way in helping you get the right coverage at lower rates. Do you know those things? Let's look at a few here...

One easy way to make sure you get cheaper rates is by being careful always while driving. You'll be making a smart resolution to always avoid being behind the wheels if you take alcohol.

Traffic offences that have to do with having more than the permissible amount of alcohol in your blood invariably make you attract unbearable rates. Even little things like speeding tickets do add up to make you pay higher rates on the long run. Therefore, if it's breaking traffic laws, avoid it no matter how minor it may seem at the moment.

For people who are less than 25 years, car insurance rates can be really high. If you belong to this age bracket you can get cheaper rates if you keep getting good grades at school. It's called the good student discount.

To have it, however, you must keep getting at least a "B" grade. This attracts a discount of about five percent. This discount is given because insurance providers claim there is a connection between good grades and a young person's behavior behind wheels. It's unusual to meet reckless under-25 drivers who maintain wonderful grades.

Car insurance for teenagers

Joining an auto club could attract a discount with some insurance carriers. Although you shouldn't look to get massive discounts for this, every little discount you can garner will add up to much when added to other such discounts.

The difference in the cost of insuring comparably priced cars could be massive. It will do you a world of good if you get advice from your agent before buying your next car. A comparable car that has a bad crash rating and higher theft rate will cost a lot more to insure.

Another thing to take into consideration is the cost of maintaining a car as it is also an issue that determines your rate. With such diligence you can avoid buying a vehicle that will cost you much in higher premiums over time.

Being part of a car pool will will help in getting a lower rate. The straight reason for this is that it lowers your mileage. Anything that reduces your mileage automatically cuts down your car insurance rate.

Do your best to always make sure your policy does NOT lapse. Those who allow this to happen to them attract only higher rates for a long time. It's easy for this to happen to many individuals while they are changing to another insurer.

One way to ensure you do NOT make this type of mistake is to let your old policy keep running until you're sure the new one is fully in place. It appear to be simple but, take it or leave it, many individuals are paying higher rates today simply because they overlooked this.

And don't forget...

As you do these other things to lower your auto rates, here's something you can do to receive lower rates today: Visit trusted insurance quotes sites and obtain quotes.

Visit a minimum of five of such for the best results. It's free, quick and easy. Please make certain you give your correct details as you fill the questionnaires on each site. The last step is to simply pick the insurance company that represents the best price/value from the quotes you've obtained. - 21392

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Following A Road Traffic Crash, What Is The Maximum Amount Of Recompense I Can Claim For A Broken Toe?

By David Halbert

When a person suffers harm as a result of a crash, it is necessary that recompense should be provided for the harm and the resulting suffering and ache that the injured has been made to go through. When making a claim for harm, it is always obliging to know beforehand the real degree of your harm and also how much recompense you are entitled to.

There can rarely be a precise estimate as to what the recompense for harm can be. This is because there are a lot of factors that determine the amount of recompense that you have to get upon getting injured. The most significant of these factors are the revival period for the harm, and also the nature and significance of the harm.

Most folks desire an idea of how much reimbursement they might obtain. Even though, the amount of reimbursement for each damage varies dramatically, we can give you an approximate idea of the amounts that are commonly awarded for different sorts of damage. The location of the damage also matters a lot when considering the amount of reimbursement.

If you have undergone a toe injury during an accident, then you can claim for compensation. Each claim is evaluated on individual basis, and the injury and suffering are also assessed on the basis of facts that apply to individuals and vary form one individual to another. The affect of the toe injury is assessed and also the affect that it may have on someone's working and earning ability in the future.

There are different sorts of toe harms, and hence the claims for the harms also vary accordingly. Some of the most common sorts of toe harms include a fractured toe which is predominantly recognised as a broken toe. The fracture may be acutely displaced or it may be less severe. The injured being can have residual disability after such damage until the recuperation.

The other sort of damage is a sprained toe, which principally include ligament or tissue harms. The harm varies from person to person and the strictness also varies which determines the recuperation time and the stage of damage caused by the damage.

Other lesser serious kind of harms may include cuts and scratches, abrasions or bruises, torn nail, and others. These harms are very slight, and it is not essential that a claim for such harms would be fulfilled as it depends upon the person conditions. A jammed toe, dislocated bone, broken toe, and other alike harms are the ones for which recompense is given.

The amount of reimbursement varies from one insurance company to another and the policies of the companies. If there has been a severe damage to the toes and they have been badly hurt, the reimbursement would amount between 21,000 and 30,000. If there have been serious harms to the toes, the reimbursement would be between 8,000 and 11,000. For small toe harms, the reimbursement expected can be between 1000 and 4000. - 21392

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