Purchasing Your 17 Year Old Car Insurance

By John Perkins

Buying your 17 year old car insurance does not have to be hard. In fact it can be fairly simple; however there are a few things that you will need to take into consideration. The first thing that you will need to think about is how much insurance coverage you want to purchase for your teenager. You also need to decide whether you are going to pay for your teen's insurance or if they will be responsible for the bill. You should also think about your budget.

It is easy to obtain insurance for teenagers now days. Getting quotes from several different insurance companies will be helpful. It is important to find the best rate for the policy that you wish to purchase. You could start out the old fashioned way, by calling several different insurance companies and asking for quotes. When you do this you will need to tell the person you are speaking with that you need 17 year old car insurance.

You can save time by using the internet to obtain insurance quotes. There are several website on the internet that will give you quotes for several different car insurance companies at one time. This is very helpful when shopping for car insurance. Not only does it save time, but it also makes insurance shopping less stressful.

You may also benefit by calling an insurance agent. An insurance agent will try to find you the best rate on 17 year old car insurance. You should find an agent that is well known and respected throughout the community. It is also helpful if they are members of the BBB.

It is important that you buy enough insurance for your 17 year old. The state minimum will cover any damages done to another vehicle should your teenager have an accident. Full Coverage will cover both vehicles and all the people involved in an accident. You would be wise to consult a professional when deciding how much insurance you should purchase for your young driver.

If you or your teenager has a loan on the vehicle you want to obtain insurance for, you will not have a choice in coverage. Banks and lien holders require that you carry full coverage insurance on any vehicle that has not been paid off.

You and your teenage will need to sit down and discuss who will be responsible for paying for the insurance plan. Many parents will tell you that insurance for 17 year olds is not cheap. If your teenagers is going to be paying for their own car insurance then you will need to set firm consequences for not paying their insurance bill before you add them to your own insurance plan.

Friends and family can be a great resource when purchasing 17 year old car insurance. Many of them will be happy to tell you who their car insurance company is and if they are satisfies with the service that they receive. Word of mouth is a great tool when purchasing insurance.

Remember buying your 17 year old car insurance does not have to be stressful. Take your time and plan to find the best rate before making a purchase. By shopping around first you will be able to find a great rate on car insurance for your 17 year old. - 21392

About the Author:

John Perkins offers advice and great tips regarding all aspects of Car Insurance. Get the information you are seeking now by visiting Young Drivers Cheap Car Insurance

Road Angel Review

By Tom Hathaway

There a multitude of different types of available, and you really need to work out which ones matches your needs. Ultimately, you'll need to spec out the Road Angel to see exactly what it does.

There are many things that make the Road Angel one of the best personal navigation devices that you might consider using. First of all, it is waterproof and rugged. This means that you can use it in the car as you would like but you can also use it in the outdoors. Many times, this is important to remember because many people forget that you can use it in place of maps and other things that you might need. It is fully compatible with the Memory Maps, and their outdoor, marine and aviation maps, which means that no matter what you want to do or where you want to go, you can use the Road Angel to get there. Whether you are in your car, your boat, or your plane, you can look at the Road Angel to help you determine where you are going and how you want to arrive.

The Road Angel is a fully kitted out device, it's waterproof has marine and road maps, and is portable too - so it has everything you need. The voice overs for audible directions are preloaded, making road navigation simple too. This gives you the opportunity to retire your maps, and save some space in the car too. An added extra bonus is that the devices also comes preloaded with a safety camera database too.

Not only that, but the Road Angel is very easy to use. You can enjoy using it, straight out of the box, without needing to set it up or install things in it. You simply take it out of the box and turn it on, and its ready to go. It has a 3.5 inch touch screen that is colour and touch sensitive, and it is also backlit for you to use in any situation.

If something is easy to use, then we use it - which is true enough in the Road Angel. Portability is also important, and with a long life battery in the form of a lithium battery makes this possible. Do not worry if you are travelling, as the devices comes with a USB Car Charger too. The device is easy to connect for charging, aiding to its simplicity. The device can also be charged from a computer, or anything with a suitable USB charger.

There are also lots of things that are included with the Road Angel to make it even better for you. It comes with Memory-Maps software for the PC " that has detailed route planning, and also has tracklog review and map printing for you to use and enjoy. Also, it includes the Memory-Map Digital GPS, which has data displays for using it with outdoor navigation. Along with the many different types of maps that the Road Angel is compatible with, there are lots of reasons that you should be using it.

The reality is that if you want a device that works out of the box, is easy to use and makes your life easier, then Road Angel is for you. The device is one of the best for usability too, and also includes safety camera locations. For personal navigation, Road Angel is a great choice, making driving easier, and safer. - 21392

About the Author:

More facts about the Road Angel can be found here Road Angel Reviews

Can You Pay Parking Tickets Online?

By Peter Orr, Tom Winters, Alex Tupman

As soon as you get the dreaded parking ticket, you'll flip back in your mind to how and when it happened. Then you'll soon realise that you have to pay for it, and how are you going to do that! There are many things you'll need to take into account, so take a deep breath and lets make a start!

Before you pay your parking ticket online, its always worth knowing the reason you got the ticket and why just to make sure its legitimate. If it is, that's when you need to work our how you are going to pay for it. Paying online saves you a lot of time and bother, and also saves you forgetting to pay for it too!

If your parking ticket doesn't state clearly the details of the alleged offence because by law it has to. If not, then you have a valid reason for challenging the ticket. However, most offences are down to breaking 'posted parking rules', such as 'disabled only' or only being allowed to park at certain times, and maybe on certain days too. Before you challenge, just make sure you're right, or at least you believe you're right. If the truth is you have broken a rule or law - then the simplest thing is to just pay the parking ticket.

Once you've worked out what the ticket is for (just in case its not clear), check that you did indeed commit the offence stated on the ticket. We all make mistakes, and parking tickets aren't always correct (believe it or not!). It's always worth checking the area out when the alleged offence took place and ensure that 'posted rules' are there - if not, then you can challenge the ticket. At the end of the day, its better to be honest and pay the offence if you did commit it. If you do challenge (knowing you were wrong) then all you are doing is dragging out the process and wasting your time and energy.

Once you know that you are responsible for paying the ticket, there are a few things that you need to do to make sure that you are ready to make the payments. Remember, paying tickets is then going to be all up to you, and it needs to be done within the right time frame, so that there is going to be no issue on your record about outstanding payments.

Depending on which parking rule you have broken, there may be a couple of different ways to pay your parking ticket online. Its always worth checking what options are available, and what additional charges apply for credit cards.

The easiest way to understand what options are available and the process is to pay, is to read the back of the parking ticket. Seriously, you'll find instructions and the options available to you here. The most common option is to pay either by (a) cheque or (b) credit/debit card these days, however the choice is yours.

Depending on which authority manages your area, there may be different payment methods available to you. The traditional cheque and cash payments are still accepted, although there is a drive to focus more and more on online payments. If you have access to the Internet, then this is the easiest way. The city council office will be able to advise you on your options. - 21392

About the Author:

To find out everything you need to know about Police Traffic Fines, then click here!

The History Of The Hybrid Vehicle

By Colin Jones

Just where did a hybrid car get it's beginnings? Read on to find out. Hybrid cars are very popular to modern car buyers and there are many reasons why that should be. But before you even think about choosing a hybrid vehicle to buy, you might want to know a little bit about the history of the hybrid first.

It is surprising, but hybrid cars were invented even before gas-powered cars. In or about the year 1665, a Jesuit priest by the name of Ferdinand Verbeist started making plans for a new type of vehicle. That vehicle or cart would be very simple, nothing intricate. Dead simple was all he wanted.

So it was that Ferdinand planned out a car that would have four wheels and would run on steam. It took about fifteen years of sweat and toil for Ferdinand to complete his plan. He worked|laboured to perfect his dream vehicle. But no one knows for certain if he ever finished it because there is no evidence that his concept ever came into existence.

Then in 1769, a man with the name of Nicholas Cugnot designed and developed a carriage that was powered by steam. This carriage really did go and it went at six miles per hour. This project was all well and good, but it was difficult to get the amount of steam needed to allow the car to go any significant distance.

A break through in hybrid car development finally came when Robert Anderson developed an electric powered car in 1839. It was the first among its kind. The car was built in Scotland.

This model electric car was a highly applauded innovation of its time. However, the only problem was that it was very difficult to replenish the car's battery. Some pioneers did come after Anderson, but they had the same problem of getting the battery recharged easily.

Eventually, in the year 1898, Porsche developed an electric and fuel combination combustion engine that was the first of its type. The car was called the Lohner Electric Chaise and it could travel for up to 40 miles just using its batteries.

Soon, pioneers combined both gas and a battery powered engines to become what would turn into today's hybrid vehicle. In 1999, Honda made its jump into the US market. It came out with the Honda Insight, which was a lightweight two-door hybrid vehicle. Since then, hybrid vehicles have been evolving and improving into what we see on the roads today. Hybrid cars are no longer just for the techies who think it's nice to combine battery and liquid fuel to get them where they need to go. Hybrid cars started out simple, and they still are quite simple today.

Now hybrid cars are becoming more and more popular as people understand them more. Hybrid cars in the 21st century saw a boom in sales when the Toyota Prius came out on the market. It was the first hybrid with four doors that was marketed in America.

Then, Ford's Escape hybrid became the very first SUV hybrid ever made. So there, you have it, the history of the hybrid, today's modern car. - 21392

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If you would like to know more about the technology of hybrid cars, you should go along to our website where there is tons of information on hybrid cars

Auto Repair Industry Through The Eyes Of A Car Technician

By Rand Stuck

By the time we arrive at the legal driving age, people more experiences than us, have encouraged us to imbibe three key lessons: Number 1: Fasten your seat belt. Number 2: Avoid rush driving. Number 3: It is better not to rely on your auto mechanic.

Recently, I had a tte--tte with an auto mechanic, who refused to be named in this article, so let us call him Max. He gave me the most interesting inside story of the car repair industry. Max has been getting his hands greased for no less than 30 years have been around for a long time in this car industry.

According to Max, as the car repair industry is attempting to make itself dirt free, some auto mechanics are reluctant to respond. Unlawful attempts are still being made in the industry, for example: employing second-hand parts in the cars and promoting them as new.

I would say years ago, it was more pars for the course. I would say it happened about 40 percent of the time, he said. Today, I would say it probably happens a whole heck of a lot less. You're probably looking at about 10 to 7 percent margin, but it does still happen.

A bane in the form of shady auto mechanics

Max pointed out three things to remember when looking for a good car repair shop. The first is the Automotive Service Excellence (ASE) certification from places like AC Delco, Ford Motor Company or Bendix. While ASE certification does not indicate that they're really good, it does indicate that the technicians go on their own time, or the business has given them the incentive to study, to take the course and go and show their skills are worthy of certification. (Ed. Note: ASE is a non-profit, independent organization founded in 1972.

Max insists that the car repair shop should have all the right equipment in place to do a good job like a proper tire mounting machine with rubber mounts that don't scratch your wheels or an alignment rack with laser measurements. I want to make sure they have the proper diagnostic equipment. A shop that has invested in the proper equipment to service today's automobiles is usually a shop that you can trust, because they are not going to buy that expensive equipment and then have people who are not qualified to use it."

According to Max cleanliness of the car repair shop is equally important. Max says, "I'm looking for a clean shop. I don't want to see Jake the Junkyard Dog chained in the office. I don't want to see a lot of dirt around the place. It shouldn't look like it's going to be condemned by the health department."

Max believes that the pricing of the car repairs should be very clear and should be posted for everyone to see. The best thing to do would be to hand over the car repair estimate to the customer before beginning the work on the car. Positive feedback from the earlier customers would be an added advantage. It should not be about how nice they are or how well they treat you but should be about their track record of providing good quality repair.

Sign board for little old ladies - Stay Smart! Stay Alert!

Max, who has a solid experience of three decades, had some interesting tales to tell about the tactics the sales personnel use to get people to do repairs on their car. One such incident happened between a co-worker and an elderly woman. The poor old woman was tricked into getting her car repaired using scare tactics. The following waiting room conversation between Mrs. M and the auto mechanic exactly as Max relayed it:

Mechanic: Mrs. S., what street do you live on?

Elderly Woman: I live on Maple Street.

Mechanic: I live on that street. When do you come home in the evening?

Elderly Woman: About 6 o'clock.

Mechanic: Good. Then I'll know what time to tell my kids to get off the street because I shudder to think of you driving down the street in this car with my children playing in the street because you're driving a death trap and it could kill them.

Hearing this, the poor little old lady panicked and started crying. She said just do it, fix it, do whatever you have to do! This is how the guy got her to get her car repaired. Max said that nowadays these unscrupulous tactics are not employed as often as before. Window shopping

Plain inquiries

Max possesses an experience of more than 30 years and has encountered many frustrations that gets his oil pressure going up. I asked him what types of things customers do that really annoy him and with no hesitation he says, "People who are shopping auto repair prices."

A hypothetical situation Max explained it with: people call up now and then inquiring about the cost for a tune-up, when in reality they don't have a slightest idea what is wrong with their car. The symptoms they specify over the phone require a different treatment. They are generally terrified of diagnostics test which is expensive so they don't like to pay for it. Max says that this test is time and money well spent. You're paying for a skilled technician to take an hours worth of labor to diagnose your vehicle with the proper computer scan tools to determine where your drivability problem is.

Can you give me a deal?

Max finds some conversations with certain customers very unpleasant. Can you make me a deal? is another question from the customers that annoys Max the most. This does not mean that he does not help those who are really in need of help and are not just out to score a discount.

If a pregnant woman, along with her two kids, working at McDonalds comes to him crying about her car repair problems and had little money to fix it, he told me, "I'm going to the ends of the Earth, to the gates of hell for that woman to get that car running as reasonably as I possibly can and still maintain a profit for my business." Even when helping others, Max says that his line of work is not a charity organization. "I don't wear a white collar and consequently, I can't stay in business if I give away everything I do."

Trust " an ingredient for loyalty

Some of Max's favorite customers are those who trust him implicitly with his job. They just drop their cars and let Max take care of the car repair. They are the one who don't expect you to give them an estimate or ask how much it would cost. They simply trust Max, his knowledge and skill as an auto mechanic, to get the car back in ship shape condition and ready to roll on the road. "And I never breached that trust," Max said.

As a result, Max would adjust the booked schedule, at times two weeks' full, in order to get the guy in and out in the same day. "I took care of him. Did I give him a discount? No ... did I do everything I could to get him back on the road as quickly as possible? You're damn right I did. And I did it over, say the guy who came in an hour before and said, 'Can you make me a deal? - 21392

About the Author:

Rand Stuck is a BMW certified mechanic with over 12 years of experience. He currently manages the online parts department of a BMW parts retailer. You can find additional information on car repair and maintenance and BMW OEM parts at AutoWerks.