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Thursday, November 5, 2009

How Lahore Cleaned Up Its Traffic Mess

By Stephen Horton

On each one of my many travels to Lahore it looks like the amount of vehicles keeps growing and the traffic seems to be getting more intolerable. But the scenario has somewhat altered these past few times and remarkably drivers appear to be exceptionally systematic. On my voyage returning home I discovered a write-up in the paper on the enthusiasm of the Punjab government and specially the police branch to better the traffic dilemma in Lahore and their aspirations to educate the disruptive drivers on the bustling city roads. Here are various insights as to why this has been a victorious implementation till now.

Order commences with the law enforcement agencies and the Lahore Traffic Police appear to be clamping down in terms of allowing traffic culprits off without some kind of condemnation. Brazen wrongs like stopping on a zebra crossing or chatting on the cell phone while traveling were till the recent past believed to be insignificant wrongs by drivers until the police, stationed at every main junction, began clamping down. Similar kinds of wrongs are hardly ever witnessed nowadays and those drivers disobeying the law have an clear look of anxiety, as if they were on the verge of being penalized at any instant.

Yet another pronounced improvement is the upbeat demeanor demonstrated by the Lahore Traffic Police. There is budding gratification in considering what they do sincerely, aware of the gainful end result of their labors and obtaining much distinction for their efforts in both print media and the electronic media. Smartly dressed in white and grey attire, the Lahore police force seems to be playing an effective part in fixing the jam started by hasty automobile drivers.

Lahore appears to be substantially more advanced in terms of employing female police officers and effectively utilizing them on the streets, a spectacle I have almost never seen in any other main city in the country. An obsolete perception of valiance more than often impelled male traffic police to exempt the most major wrongs by female drivers in Lahore, a somewhat sore issue for the women in Lahore. With a prominent number of women on the Lahore police force, women are now dealing with women, and all the smooth talking in the world are powerless against the female Lahore officer's independence.

Broadening the earlier instance, the Lahore Traffic Police are applying laws to all automobile drivers independent of the type of vehicle or the car owner. Feudal and regular salaried individuals are equally responsible and Lahore's police force has performed a meritorious job of administering this regulation, bringing parity to at least one element of our lives here in Pakistan. I am certain unjustified clout must be doing well in a considerable number of conditions but the reality remains that an effort was made to reproach the car owner to the upper most degree achievable by the policeman.

These unbelievable labors have also inspired the residents of Lahore into contributing. Individuals are giving added attention to their civil duties on the avenues and acting in a somewhat cultivated manner. Advanced gadgets to assist Lahore's Traffic Police would be an extra improvement and could be something to look at for the impending era. Up till then I presume other areas can learn a lesson from Lahore and commence clamping down on us harried automobile owners. - 21392

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Tips On Finding The BMW Dealer In Gardena Of Your Dreams

By Ben Pate

If you are driving around town in a fabulous car there is a possibility that you will get a bit of attention, but if it happens to be an amazing BMW Dealerships In Gardena model there is no doubt that you will be turning some heads. The dealerships in the area all offer some of the biggest selections and finest service available.

You have probably spent a lot of time on the decision to get a luxury car such as the BMW and now the whole thing has come down to the question of which one to choose. There are so many makes and models and each one brings something different to the table.

Since it first began in Munich, Germany, the car has exceeded the expectations of those who created it. Although it has had some troubles in the past, the company has still managed to put out an entirely new series each and every year. Thus, the car has been able to climb to the top when it comes to high quality luxury autos.

Picking out the perfect BMW

Whether you plan to buy new or used, the model of your choosing will exceed your dreams of what a car should entail. There are several models of this fabulous car at a Gardena BMW dealership and sorting through them may seem a bit difficult. One way to make the whole process a lot easier is to go in with a basic knowledge of each type of BMW available. A few of the more popular models are listed below.

The BMW 328i series 3 has proven itself to be one of the most popular models on the market and for good reason. It provides all of the functional features that you may be looking for in a more practical model with all of the luxury that you want to find in any deluxe automobile. At nearly thirty miles per gallon on the highway and twenty in town the gas mileage is astounding and is very helpful in times of gas price hikes.

One of the most revered aspects of this awesome vehicle is how its combination of sports coupe with the room of a large sedan. There is a powerful six speed transmission that comes in manual or automatic and traction and stability no matter what driving conditions you may encounter. There is no need to worry if you do have an accident, because there are six air bags that will protect everyone in the vehicle.

The BMW X3 is a sports activity vehicle that offers the handling and fuel efficiency of a car. In recent years as the gas prices have gone higher, this model has become more popular than other models that are similar in make and style. It gets an amazing twenty four gallons on the highway, and seventeen in town which makes this model a truly fuel efficient sports vehicle.

The best feature of this model is its handling ability. Compared to the bigger and bulkier sports utility vehicles that are dominating the market, this one is easier to move about. Yet it still has the room and capabilities that drive many people to purchase this mode of transportation. Although it is much smaller in size, the powerful engine will give the others a run for their money. Stop by your local Gardena BMW Car Dealership today. - 21392

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Saving Big On Car Insurance

By Susan Reynolds

Hoping to get the best possible price on your new car-insurance policy? A number of methods will assist you in saving lots of money. First, don't wait until the last minute to begin shopping around. If your current policy runs out before you've decided on a new one, you'll be left without coverage and be placed in a vulnerable position. Imagine the consequences if you're involved in an accident while uninsured. Even if this catastrophe doesn't befall you, a lapse in insurance coverage is not a desirable situation. It can cause difficulty when you try to obtain new coverage through a different company. Potential insurers will consider numerous elements, including your credit history, age, location, and current insurance, when deciding whether to offer you insurance and how much to charge you.

Flags are raised when an insurer sees that you do not have current coverage. It shows that you are a higher risk person as there are many possible indicators that come into play as to why you do not have insurance. Possibilities include anything from not remember to pay a bill to more serious matters. It brings up questions of how often you have let your insurance coverage expire and for what length of time. This may lead to the insurer believing that you continue to drive although not covered through insurance.

Should you decide to change your auto insurance provider ahead of time, there are strategic times to do such which can allow you to get a reduced premium.

One example of getting a reduced premium is taking your age into account. Rates will go down when you hit age twenty-five. If you see that your current insurance will run out as of the month of this birthday or after, then start to research alternative insurances with rates that will accompany your new age. Another example of changing your insurance provider ahead of time is if you are moving out of the area you live or switching jobs. It is a good idea to make sure you know what rates you are going into ahead of time so you know you can get the best deal.

Keep in mind that it is not always possible to save money. Difficulties may arise if you get a new job that places you in a higher-risk category, if you begin to drive your vehicle more frequently than in the past, or if you move a great distance from your previous home and therefore are not yet established in this new location. In each of these cases, be prepared to pay increased insurance premiums rather than reducing this expense.

When you pass the age of 25, have had no major life changes and your rates have been fairly consistent, this may be the time to consider shopping for a better price. If you let insurance companies know that you are specifically shopping many providers for price, they will often match other companies' prices or even better.

An informed consumer is the one most likely to get the best policy for the best price. - 21392

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The Importance Of Purchasing A Car

By Graham McKenzie

Shopping for a car is not an easy task by any means. When you are thinking of buying a car, there are several things that you consider. For example, the first question that comes to your mind is whether you desire a two-seat sports car to catch the attention of the female species or you want a reasonable sedan with comfortable spacious seats? Another factor is whether you want your new car to be fuel-efficient or it should be easy on your legs with ample amount of leg space to give you a relaxed feeling. This is the thinking that goes on in one?s mind when one is intending or visiting a car showroom to buy a new automobile. However an important factor that people miss out in the process is that which particular car will give them a lower cost of insurance.

The Car industry in India has seen a tremendous growth and seems to be the fastest growing sector in the world. This sector has responded with an exponential progress in the number of new models launched in the last few months. The craze for cars among people is growing day-by-day. Hence, all the car manufacturers are giving tough competition to each other by opting innovative and unique ideas to capture the market.

You need to conduct your own research to find out the cars that command lesser rate of insurance premiums. The first and foremost action that you must undertake is to list down all your requirements from a car. There exists plenty of information and helpful resources on the Internet that will assist you to shortlist cars that are less costly to insure, however such analysis overlooks the fact that there is no one conclusion that suits all. For example it is not legally or otherwise possible to accommodate five kids inside a Toyota Prius. So you need to take into account your family first, when buying a car.

Similar to an insurance agent, you can take reference from the Highway Loss Data Institute (HLDI), to determine how much risky the model and make of your car is compared to other cars in the same category. The HLDI has statistical data covering almost every make and model available in the car market, and the institute can provide you with decisive information regarding whether the car that you intend to buy has losses that are valued to be lower than, equal to or higher than the average losses for that particular category of vehicles. The most significant point of this analysis is that lesser losses and expenditure on account of accidents and/or theft always translates into less costlier car insurance.

When you are shopping for a car, it's important to spend time making sure it's safe. The latest cars in the market today come equipped with advanced safety features. Excellent seat belts, airbags, all-wheel drive and anti-lock brake systems are some of them. These technologies not only ensure you and your family a safe drive, but also cut down the insurance cost of the car drastically. Even if it makes the car a little costlier it is worth the investment. You are sure to reap its benefits in the long run.

Every company has made significant technological advancements over time and knowing when they were applied to the models is important to the long-term value of a vehicle, and the price a shopper is considering paying.

Lower cost of car insurance may not be the most important factor when you go for a new car, however it shouldn?t be the least important factor also. Carry out a proper insurance related research before finalizing your car purchase deal and you'll always get the best car insurance premium rates available. - 21392

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Advice On Keeping Car Insurance Premiums Low

By Susan Reynolds

In these kinds of rough economic times, you want to save wherever you can. One of the most obvious places where you would want to save is in your car insurance premiums. But so many factors influence premiums, and all too often you seem destined to pay more and more as time goes on. Don't give up! You, too, can save on your car insurance if you're willing to put in the effort to become a low-risk driver. By doing your best to be a safe driver, car owner, and insurance policy holder in all aspects of your life, you can save in many different ways and enjoy the same great coverage with more spending freedom.

Car insurance companies calculate your overall risk level by taking into account things like your driving history, your age, the type of car you own, and your credit score. There's no way to find out for sure what they rate you as, but you can look at the same things they look at and then make a reasonably good educated guess at your risk level. The first thing to do to save on your premiums is to remember these things when you're first shopping for a car or an insurance policy. By buying less flashy, subdued car models, you reduce your risk. Buying insurance only when you have a good credit rating is also a very sensible idea. You don't want to be stuck with awful premiums because of a temporary slump in your credit rating, do you?

To keep premiums down, you might try filing claims on certain items on your home insurance, rather than your car insurance. Most home insurance policies have allowances for small inexpensive items like CD's. Filing accident claims on your car insurance will likely raise the rates you pay. For instance, if you get into an accident that was determined to be your fault, your premium will likely increase by 40%.

In the event of an accident contact your insurance company about its forgiveness policy, if any, and see whether or not you qualify. Some companies have a policy of forgiving each client's first accident. Some companies will forgive the accidents of certain qualified clients. You should also be aware that if a friend, using your car, gets into an accident then you will have to file a claim with your insurer. If your friend is uninsured and causes damage that exceeds your coverage then you may be held liable for damages.

Insurance companies will only cover you for the overall value of the vehicle, so don't ever expect to get more than that. And this value isn't necessarily the price you paid to take it out of the car lot, either. A used vehicle obviously loses significant value, so you have to calculate wear and tear when you're trying to figure out how much coverage you can squeeze out of your insurance. This is one of several good reasons why you should take care of your car, too. Change the oil every once in a while, have it tuned up every once in a while, and repair minor problems quickly before they turn into major ones.

If you feel that your car insurance company drastically undervalues your car, don't worry, there are measures you can take to remedy the situation. Gap insurance exists for just such times, and will cover the other expenses your car insurance company is ordinarily unwilling to cover. It can make a big difference and save your neck when your bad luck places your damages at just a bit over the coverage your policy offers.

Note: You can wait to add your teen driver until they are licensed. While operating under a "learner's permit" your teen does not need to be on your coverage, thus saving you money. However, do NOT forget to add them as soon as they become licensed. If you delay, you'll have to pay the higher premium retroactively to the date they got their license. Note: When changing insurance carriers, be sure to cancel your previous coverage in writing. The easiest way is to give your insurance agent a call. They'll even complete the cancellation paperwork and send it to you for signature. Be sure to give the exact date your new coverage begins, so that you do not have a lapse in coverage. - 21392

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