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Thursday, August 20, 2009

Car Insurance Tips For Fast Claims Processing

By Jason Kelbrook

Don't wait before an accident happens to handle an insurance claim. These car insurance guidelines can help you be aware of the mechanics of a claim, and if ever you get involved in an accident, filing a claim will be less frustrating on your part. If you are in the middle of a quandary, there is no point to add to your suffering. So take note of the simple and effective ways to handle a claim.

While it takes just a second to crash into something, dealing with the aftermath can take a very long time. A lot of stuff can be in a mess, people can get hurt, your car can be totaled. From getting a mechanic, renting a car, to filing a claim, you may find it pretty distressing. Luckily, these car insurance suggestions should make this endeavor less time-consuming for you.

First off, some insurance companies provide helpful coverage, like concierge service, to their clients. This can prove useful and can that help lower your stress level. The insurer will help you through the entire process of assessing your wrecked car and get you a rental. Also, you will be assisted in car repair plus the paperwork that tag along with it.

For example, the company may have a service station that you can take your car to. A representative will check in your vehicle and loan you a car while you wait for the assessment. Once you have dropped off your vehicle and leave, the claims representative appraises the cost of the work that will need to be done to your car. They will then tow your vehicle to a service station that produces a high standard of work. Once your car is repaired it goes back to the representative, who makes sure the car is completely fixed.

This kind of service will take out a lot of the guess work, the hassle of dealing with mechanics, and the uncertainty you can feel about whether or not the repairs are satisfactory. You should be able to just pick up your vehicle, and the representative will inform you of everything that was done to your vehicle. All repairs should be under warranty for as long as you have the car.

You can obtain this type of service for little or no fee from a car insurance provider. Make it a point to check with your insurance agent if he can help in time you need it most, before it's too late. These car insurance guidelines are definitely time and energy saving. Recovering from an accident can be upsetting enough, not to mention the pain you get from making a claim. - 21392

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The Forty-Five Plus Year Legacy Of The Ford Mustang

By Andy Zain

Walt Disney introduced "It's a Small World" in 1964 at the Worlds Fair in New York City. While thousands of people floated in the little boats through this attraction to hear children singing the theme song that sticks in your head forever there was something else going on at the fair. One day in April, at that same fair, Ford Motor Company was making their own introduction, the new, 1965 Ford Mustang. Both of these traditions now have a forty-five year history.

Ford did not expect the Mustang to be so popular. Overnight, over 2500 newspapers presented positive reviews of the vehicle. Sales took off like a rocket. Only Ford's first Model "A" has ever exceeded initial sales. At Ford dealers across the nation people lined up to pay out $2368 in order to own a ford Mustang. In order to keep prices low, Ford had borrowed parts from other cars already in production, notably the Falcon and Fairlane. The Falcon parts were used the most. The framework as well as the 100 horsepower motor came from this car. Even the first Mustang horn ring had the Falcon symbol molded into its lower edge. Ford set VIN numbers to 1965, although collectors now refer to these first Mustangs as 1964 1/2. A 1964 1/2 Mustang currently has an appraised value of over thirty thousand dollars.

The body of the Stang has changed over the years but even a 2010 Mustang has features that tie it to that first Mustang. The grill and side door swoop make the car unmistakable as a Mustang.

The introduction of the Mustang lead to the introduction of "pony" cars by the other manufacturers. Chevrolet introduced the Camaro, Dodge re-introduced the Plymouth Barracuda, and even AMC got into the action with the Javelin. These vehicles all had a very long hood and a short trunk.

After the failure of the Edsil, Ford had researched and found that many people, especially women felt that full size cars had become too large. Remember this would have been before the widespread use of power steering and power brakes. In response to that research Ford introduced the Falcon. This compact car had been somewhat successful, but the Mustang overwhelmingly became more popular. Its sales ultimately cut into the market of the Falcon and lead to its demise in 1970.

In the years after the first introduction of the Mustang, the models became progressively larger. In response to the fans of the original Mustang, Ford introduced the Mustang II in 1984. This Mustang was smaller but heavier than the original Mustang. The additional weight was due to the newly required anti-pollution devices required on vehicles. Due to this weight, the Mustang II was severely underpowered.

Overall, the Mustang is now in its fifth generation. The 2010 Mustang offers plenty of power with a 4. 6 L, 316 horsepower engine. The suspension is now beefier than ever. The new Mustang is offers greater stability than ever before. The new Mustang is designed to burn regular unleaded for economy in operation or premium fuel for greater torque.

Purchasers of today's Mustang can expect to pay a base price of twenty-one thousand dollars. If you want your Mustang fully loaded, add another eleven grand.

The new Mustang, like it predecessors, is expected to be a great seller for Ford. - 21392

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Getting to Know Ford Hybrid Car

By Anton Rowd

Ford is among one of the leading car companies that bring the technology closer to home. More known for manufacturing some of the best and most trusted cars and SUVs in the United States, it was only a matter of time that the company also began the production of the Ford hybrid car.

The Ford Escape

If there is one bestselling product that Ford is known for, it's the Ford Escape. Ford made the transformation to hybrid by introducing the Ford Escape Hybrid in 2004, a gas-electric version of the SUV from Ford Motor Company.

Ford was the first car company to every produce a hybrid SUV. What makes the Ford Escape Hybrid special is that it sports a full hybrid system. This basically means that it can rely on three systems. It can run on a purely electric system, run purely on gas, or combine both the electric motor and gasoline engine for maximum performance and optimized mileage, regardless of speed or load.

Ford hybrid uses the technology widely used in hybrid cars today which is the regenerative braking. This utilizes the electric drive motor as a generator and basically converts the vehicles momentum into electricity for storage in onboard batteries. That is one of the most efficient technologies any hybrid vehicle can have. The vehicle is known to achieve 36 miles to the gallon on city streets and 31 miles to the gallon on highways; for an SUV, this is fantastic!

Innards

Ford is not just all about what's under the hood, too. This is particularly true with the interiors that they build into every one of their cars. The Ford hybrid car gets no less of a treatment and actually comes packed with more than one can bargain for. Since it runs on an entirely different system (or three), the Ford Escape comes packed with a navigation system that also comes with a power-flow display that allows the driver to check on the status of the batteries being charged or used in the car.

The display also shows details on the distribution of energy within the hybrid vehicle itself; this is especially important for those who are conscious about energy consumption. Since the CD area has been taken over by the GPS used for the navigation system, a separate 7 speaker stereo system and 6 CD-changer is also offered for the Ford hybrid car.

The Ford hybrid car costs a hefty price of about $30,000. This may be a high price tag but for an SUV that can save you gas that includes all the features that you can only dream about (such as the navigation system), it is more than just a good bargain.

In general, hybrid SUVs can save you a lot on the gas. as well as through tax breaks supported by the US government. It will also earn you the respect from a world community that believes something needs to be done to save the condition of the Earth's environment. - 21392

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The Jeep Grand Cherokee Cannot Be Ignored

By Andy Zain

There is no doubt that Jeep wants its customers to have an extreme experience. Having said that, it should come as no surprise that Jeep Grand Cherokee has received more than a scintilla of attention from both automotive retailers and general magazines and websites on the subject. The site gives the same vehicle a "4x4 of the Year" and other awards. It performs well on highways as well as on rugged roads. It is also a mid-size vehicle with powerful engines.

The Grand Jeep Cherokee was unveiled in 1983. Compared to other traditional SUVs, the Jeep Grand Cherokees looks like other cars. The compact size has been maintained since 2005. However, more features have been added since 2007. In 2007 new diesel engine options were added. Beginning in 2001, the Cherokee had a V8 five-speed automatic engine. In 2002, Jeep introduced three additional trim levels i. E.; Special edition, Sports, Overland, a 265 HP V8 and more features. The V8 engine was the better choice as it provided more power without much sacrifice in fuel economy compared to the six-cylinder.

Since this is a vehicle made by human beings it had some problems, like the 2005 model. The problems were door glass sticking, moaning, poor tracking, and acute radio signals. But the entire problem was resolved soon after launch. The Cherokee paved the way for later models. Jeep was experimenting and developing a brand new car which would change the face of the industry. The Cherokee provided this opportunity. Later models like the Jeep Commander were much more stable and reliable.

The engine choices range from mild to wild, with the HEMI engine topping the charts at 320 Horsepower. It only costs a couple of miles per gallon over the 3. 7 liter V6 and 4. 7 liter V8 engines, but has better responses. In 2007, the Cherokee 2007 came with a diesel engine option for customers, giving it quite a new level of speed, and improved mileage. The active suspension and fast-acting automatic four-wheel-drive is very helpful in negotiating hemi-spherical corners, where a lot of experience is needed. The Cherokee performed well on this front. Hemispheric corners cause considerable skidding and swing-out tails. Even without electronic doodads, the Grand Cherokee negotiated corners very well.

Various models would come into existence over time. As from 2007, later models were much improved. Like the ZJ series (1993-1998) - the Base model had a complete set of instruments, a cloth interior and par-for-the-course 5-speed manual transmission. The later WJ models (1999-2004) saw their spare tyres relocated from the side of the cargo compartment to underneath the floor. The WK models of 2004-2010 have 4-wheel drive and rear-seat DVD player as standard features.

The Jeep Grand Cherokee has been upgraded since 1983. There is no doubt that Grand Jeep Cherokee's interior is full of luxury. One of the new features is the climate gadget. This gadget is used to control climate, with only a finger stroke. There are buttons located on the board. These are the rear park assist deactivation, pedal force, the tow haul mode, and several other features. In short you can say this vehicle is fully automatic and able to control each and every function at the stroke of your finger.

The 2009 model of the Jeep Grand Cherokee is equipped with powerful features. Improved engine capacity, fuel efficiency and rear wheel drive. A full leather wrapped dashboard, real wooded interior and heated steering gives it a comfortable environment. In my opinion this jeep is a wonderful invention in the Chrysler line-up. It doesn't make sense to go for any other SUV than this fully-fledged Jeep.

Jeep will launch a modern Grand Jeep Cherokee in the year 2011. The 2011 model will have higher mpg, better quality, fresh styling and more. Most probably Jeep will start production in January 2010, so sale should be underway in the month of summer or spring. Can't say exactly about the prices but would be roughly in the range $30, 500. 00 to $46, 000. 00. All standard features will remain the same. - 21392

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How You Can Save On Your Car Insurance With These Tips

By Gabe Crawler

It is relatively simple to be a smart buyer, all you have to do is follow these car insurance pointers. It's astonishing how simple, easy, and effective these strategies are at saving money. The following are foolproof techniques to cut ten, twenty, or even hundreds of dollars off your car insurance policy.

First, drive carefully. Even if a person only got hold of a few speeding tickets or had a few accidents, a higher car insurance policy rate still awaits him. It is always best to have zero record of any driving offenses. Instead of consuming your hard-earned money for insurance premiums, be wary in obeying all traffic regulations so you can keep your money in your own pocket.

Take note also of different discounts that car insurance companies are offering. Get familiar with their promos to maximize your benefits. For example, you can incorporate all of your vehicles under one policy to receive a multiple vehicle discount.

Another is to insure your house and your vehicle in the same policy, so you can avail of a multiple line discount. It is also worth inquiring if companies give credit for good student card report, low mileage, airbag and anti-theft safety systems, age of car, and occupational and auto club discounts. The more discounts you accumulate, the more money you can save.

A few more car insurance tips: raise your deductibles if you can, if the price is right. Your deductible is how much you will have to pay up front in the event you have to file a claim before the insurance company steps in and helps with the costs. When you have a low deductible, for example you pay the first 250 dollars, your premium will be higher. If you had a higher deductible of 500 dollars, your premium will be lower.

In case you transfer to another residence, make it a point to seek out the best car insurance suitable for your new location. You can always stumble upon car insurance policies with better deals just right for your new residence. Auto insurance companies are like snowflakes-they all have the basic scheme of insuring their customers, but each has a unique way of implementing this. So if you are told that it does not matter which company you pick for insurance as long as you have it, do not believe them.

The best advice that you can get to save money on your insurance is to shop around. Don't just pick the insurance with the cheapest premium, because the quote may not include the same coverage from one plan to the next. Instead, be sure you compare and contrast plans with similar coverages, deductibles, and limitations, so you know you're really getting the best possible deal.

Checking out websites that compare insurances may prove useful for collecting needed facts about different plans. Hopefully these car insurance tips are exactly what you need to start saving money on your premiums today. - 21392

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