What To Look For In A Caravan Insurance Policy

By Timothy Simons Grimshaw

The security of your caravan is obviously important as caravans can be stolen far more easily than a car can. If the caravan is then unattended for long periods of time then the potential risk for your insurer will rise dramatically.

There are a few measures you can take in order to keep your caravan secure and therefore lower your insurance premiums. You can install a proven security device to disable the caravans tow bar, therefore making it difficult to steal, and you can also lock it away in a garage or compound of some description for extra security.

The price of your insurance premiums for your caravan can vary massively from company to company, and so it would definitely be worth speaking to a caravan insurance expert as they will probably be able to advise you as to how you can make a few security changes in order to considerably lower your premiums.

It is important to ensure that your insurance policy covers your possessions while you are staying in your caravan, as well as any that will be left in the caravan while youre away from it. Although it is of course never a good idea to leave valuables in view from the outside, cover or no cover.

With some insurance policies, you will have to make special note of any expensive valuables that you will be bringing with you as the policy may have a value limit on items and so you will have to categorise your valuables. However not all policies require this so you should check with your broker whether or not your does.

So you make sure that you specify to your insurance company exactly what you will be carrying with you in great detail because if you take out a generic policy without properly reading it through, you may well be in for a nasty shock should you need to make a claim. - 21392

About the Author:

For more information on insurance advice, click on caravan insurance

Driving The 2004 Chevy Colorado Around

By Andy Zain

Driving the 2004 Chevy Colorado around can put one in mind of the fact that it's direct ancestor was the Chevy S10 midsize pickup to the extent that both were pickups in the Chevy family. After that, there seems to be almost nothing but two vehicles have in common, because the Colorado looks like quite a stylish truck that came out strong as a result of a collaborative effort by two different General Motors divisions.

Being built in one of two plants, the Chevy Colorado sold for use in the United States mainly comes out of the Shreveport Louisiana assembly facility. The truck presents itself with one of two transmission styles; automatic or manual. These two transmissions will made up with a number of different engines.

Recognizing the fuel economy will be important to many people in these challenging times, General Motors and Chevrolet manufacture engine sizes running from large in-line four-cylinder power plants all the way up to a 5. 3 L V-8 that can really put some power down to all four wheels. As far as manual transmissions go, the standard package consists of a five speed, while a four speed automatic is also available.

The 2004 Chevrolet Colorado can be found in a couple of different cab styles, the two most common being a regular two-door and an extended version that has a small backseat in the rear. There are a number of different options offerings in both the two wheel drive and four-wheel drive versions.

In the four-wheel drive version (usually called the "Z71"), one will be able to get quite a bit of equipment for the money. The Colorado has been a strong seller from the get-go, and even overtook the very popular offering from another rival in 2005, mainly due to its fresh and attractive styling and all those engines, including a nice in-line five cylinder. This engine bridges the gap nicely between a four cylinder and a V-8.

As Chevy likes to do, it made sure that the 2004 Chevy Colorado came in a couple of different packages, most of which revolve around the well-known LS and LT options offerings. For those who like a lot of equipment, look for the LT2. Chevy really made sure that the world knew how serious it was about taking a strong stance in midsize pickup trucks with this new Colorado.

The 2004 Chevy Colorado did well in picking up the midsize pickup truck duties from the old Chevy S10. Its appearance on the scene back then gave notice that Chevy was serious about having trucks that looked good and use those little gas as possible while also delivering as much performance as possible. - 21392

About the Author:

Andy Zain is the admin of Chevy Colorado Forums , a place where fans and owners can get the right information for tuning, customization and general discussions on anything about Chevy Colorado. Get the information you need when you visit Chevy Truck Forum

That Puddle Under Your Vehicle

By Lawrence U. Olson

When it comes to auto ownership few problems can be as concerning, frustrating and ultimately expensive as fluid links. It seems like nothing can draw more attention and concern than a puddle underneath your vehicle. The one thing that you can be sure of is that its new and was not there before- otherwise you would have spotted it.

It is fairly standard to state the all drivers, and even their passengers are advised and recommended to periodically check the underside of their car as well as the pavement over which the car, truck or SUV is parked as an early guide to leaks. Checking all fluid levels on a regular basis is a must as well " not an option.

If you note a green or pink watery type liquid ( as opposed to oil type leaks), that is under your automotive vehicles in puddles , think of antifreeze leaks. Some vehicles , including busses or vehicles run year round in warm climates , where winter freeze up never occurs , may run simply on 100 % water. Regardless a leak of radiator fluid indicates coolant loss. This may result in damaging engine overheating. Engines should not run very hot for too long. In cold Manitoba and Alberta winters , loss or even lower levels of radiator glycol antifreeze coolant will result in a cold car in which the auto interior heater never seems to work , or put out much heat. If you cannot get engine heat how can you defrost your windshield ? Its thus not only a convenience and comfort issue but also one of roadside safety.

Next in line is brake fluid. Loss of brake fluid can be downright dangerous as you may well have lost braking ability. Transmission fluid loss can lead to mechanical failures down the line. It can be checked via dipstick under the hood. Both transmission and power steering fluids are similar products " a light oil type liquid usually with a reddish, almost rose color. Gasoline itself can leak from a tank. You should be able to discern and odor if gas leaks. Take great care as gas itself is very flammable, and on top of that a gas leak can lead to an engine fire.

It may be no secret why your good friend advises you to "park your car on the street". Simple motor engine leaks from your underneath your car , may be only an inconvenience to you , but to others may be very difficult to remove if not unsightly to their driveways and roadways. If you do have to park in such a situation and the oil pan on the bottom of your engine does leak , be considerate and bring along a large piece of cardboard to place under the engine of your car , truck or SUV while parked.

It is an amazing fact when it comes to company cars. Some of these drivers have nothing but mechanical troubles , downtime and straight misfortune when it comes to their vehicles , repair costs , time off the road for auto vehicle repairs , and even safety concerns when it comes to B.C. and Alberta mountain driving. Other commercial drivers seem to have trouble free vehicle maintenance reports. In most cases experienced Edmonton based auto industry analyst M.U. Labovitch notes it comes down to simple preventative and ongoing vehicle maintenance schedules and routines. - 21392

About the Author:

Edmonton Used Ford Trucks and Vancouver GM Dealers

The Secrets of Building a Garage

By Frolker Hrewseen

Spending cash in tough times like this seems like a bad idea. The current economic crisis has dampened everyone's spirits and pessimism is simply ruling everyone's thoughts. The ongoing threat of big firms filing for financial bailout packages from the government is slowly but surely coming into reality. People are more conscious of protecting their savings in case layoffs in a mass scale will happen.

Now, if you are one of the lucky few who are financially at ease because you have enough savings to last for a long time, congratulations! There is no need to act like a miser but you must also control the impulse to splurge. Try to create a harmonious balance between the two so that you can actually say that you have lived life to the fullest. This includes indulging in your wants, like having a garage built beside your house. Consider it as a reward for a job well done.

There are secret ways of building a great looking garage without breaking the bank. Read on for the tips.

First, you have to prepare a blueprint that totally matches your discriminating needs. It must be clear and easy to read so that if you have any clarifications or doubts, you can easily ask your architect. Typically, garage plans include the foundation plan, the exterior elevation blueprint, floor plans, a cross section view and the highly essential outline specifications. Additional specifications may be included but they are just optional.

Next, you have to place your windows and doors in strategic locations so that it will complete the look of the garage. They must be just the right size to let the natural light in, either from the moon or the sun. Take note that the ultraviolet rays of the sun will kill the microorganisms trying live in a dark place like a garage. You will be able to save money if you heed this advice because you won't have to turn on the light bulb every time you enter the garage. Another reason for the construction of a window is to allow the air to ventilate in the entire garage. This will ensure that no musty odor will prevail. A main entrance must be established for the car to pass through. However, you must also construct a side door in case you don't want to do the heavy work of opening a big door. This will also serve as a discreet entrance for you and your family members.

If you plan to convert your garage into a multi-purpose area, constructing a loft will give you more storage options that are lifted off the ground. The ceiling height must also be decided on to maximize the storage area.

Furthermore, if you want to build a room above the garage, it could be rented out to a person in need of a bed space. Through this, you will supplement your salary with the money being paid for the rent. Doesn't that sound terrific?

Cut down on your expenses by acquiring the raw materials in bulk. If you can go directly to a wholesaler, why bother with a retailer? Wholesaler offers a cheaper price when you buy sacks of sand, cement and gravel, plywood, nails, piles of lumber, cans of paint and many more.

You may now commence building your garage after reading these great tips. Good luck! - 21392

About the Author:

For more information on planning, designing or constructing your own garage building kits hurry up and visit our homepage. Be sure to read our new posting: Garage Floor Plans.

What Is Vintage Car Insurance?

By Carla James

Vintage cars are of great historical value. You would often see that the car owners driving the vintage cars have a proud smile on their face. Therefore it is very important to value to car correctly while getting the vintage car insurance. These types of cars are categorized into three types. The cars manufactured before 1903 are called Veteran cars. The cars built between 1903 and 1933 are called Vintage Cars. The cars built between 1933 and 1973 are called classic cars.

As general criteria, all cars which are more than 35 years old are often termed as classic cars. It is imperative that you insure your vintage or classic car against all types of damages and thefts. You can easily buy a car insurance policy from your local agency but it is recommended that you buy a vintage car insurance policy from a company which specializes in insurance of these types of cars.

It is also very important to find the right insurance agency for your classic car insurance since this company should be able to get a proper value to your precious car. The insurance company will examine your car and put a value known as agreed upon value of the car. This aspect of the policy is critical since this is the amount of money which you will get from the insurance company in case of theft beyond recovery or total loss in an accident.

The insurance company will consider a few things while deciding the value and premium amount for your car. Some of these include the age and make of the car, the driving history of owner, the cost of repair and spare parts, the way the car is kept and maintained. Since these are vintage cars, they are expected to be kept nicely in a garage instead of pavement or road.

Usually, the mileage of these cars is very low since these cars are not expected to be the primary mode of transportation. These cars are taken out only for an occasional spin or show off in exhibitions or clubs. Usually, the mileage of these cars would be limited by insurance companies between 1000 to 5000 miles per year. Since vintage cars are very close to their owner?s heart, they should make sure that they do whatever is required to get a comprehensive insurance. - 21392

About the Author:

The author writes articles on personal finance and insurance including vintage car insurance and prestige car insurance.