Cheaper Rental Car Insurance

By Ryan Parker

We have all experienced walking into the car rental agency wanting to rent a car. We go through the normal process of picking the right car, where we are allowed to drive but one crucial part that has most of us stumped is the insurance side of it. Most car rental agencies have multiple insurance plans which can really put the spanner in the works of someone who is simply looking for a simple insurance plan for their rental car. Of all the processes involved in renting a car, the car rental insurance is by far one of the most difficult to understand and an area where people can be easily taken advantage off. In this article we will explore the many ways that rental car insurance is used as a way for rental companies to get you to part with more cash than necessary.

In order to full understand rental car insurance, we need to know the different types that are available to us. Below we will list the commonly available coverage types.

CDW (Collision Damage Waiver), LDW (Loss Damage Waiver), PDW (Physical Damage Waiver). Its basically a nifty way of saying that if anything happens to your rental car, you don't need to pay a cent. Nothing. Nada. The problem is it doesn't cover anybody else that is involved in an accident. It is also prudent to note that some insurance policies have a reduced use limitation. It's something that limits the coverage, like you driving past a certain zone or driving intoxicated etc. Read and understand the limitation before agreeing to the insurance.

LIS (Liability Insurance Supplement) This is addition cover to what is already available in your CDW, LDW and PDW. This is the extra bit that most people opt for. It covers extra third party damage that might occur in an accident.

PAI (Personal Accident Insurance or Coverage) This coverage item takes care of any passengers that you might have and any eventualities that might occur should they be maimed and hospitalized.

PEC (Personal Effects Coverage) or Personal Property Insurance This coverage item looks after any belongings that could either be damaged in an accident or be stolen or lost for whatever reason.

Above we have listed the standard rental car insurance coverage from the most basic at the top to the extras at the bottom. Generally, the most basic coverage items that you must have are a combination of CDWs and LISs. This will basically cover you from any damage that you do if you were in an accident but minus whatever costs incurred to you, your passengers and your belongings.

One thing that many people don't know is that if they have comprehensive car insurance for their car, it might even be comprehensive enough to cover the CDW and LIS needs of your rental car. What this means is you might actually be covered right from the get go from your own car insurance. This is a situation that happens more often than you think. It is however vital that you check with you current insurance provider to see if your policy extends to rental cars. Never get a rental car assuming that you already have rental car insurance from your own comprehensive coverage. There are times when your policy changes from year to year and your rental coverage may change without you knowing.

In some rare cases, credit cards may even have some insurance coverage that can be extended to rental car insurance too. This is particularly the case with higher end "gold" or "platinum" cards which have a focus on the regular traveler. Most of the time these cards will have some sort of personal effects coverage or even extend an personal accident coverage too. Again, each person would have a very different circumstance and it would be prudent to check with your credit card provider before signing on the dotted lines.

It is only after you check with both your current car insurance provider and your credit card should you even think of purchasing the rental car insurance from the rental company. Naturally, if you do it the other way around you could very well be wasting money with double coverage. The coverage that you buy at the rental agency could very well overlap the coverage that you already have with your current comprehensive insurance or your credit card.

It should also be noted that if you opt to get insurance from the rental car agency that it will actually cost more than what you can get from your own car insurance company or as provided by the credit card. It isn't abnormal to find that rental car agencies will charge almost double for the insurance coverage. This is a part of their profit model to catch customers with no insurance so they are forced to get it or not get the rental car.

Here is a pretty got saying for you to go with. It is necessary to get rental car insurance however it isn't necessary to get it from your rental car agency. This rings so true most of the time. Insurance policies from rental car agencies are often very expensive and sometimes you might already have the coverage from other sources like your comprehensive car insurance policy of your credit card. Always check first so you don't end up paying more than you should. - 21392

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You don't need to be in the dark with rental car insurance any longer. We understand that it can be quite confusing so we tackle the problem head on at http://www.InsuranceRelease.com

Active Crossover In A Car Stereo System

By Henry Woody

The following article shows how to set an active crossover. They are important for all audio system. By means of frequency the signals are filtered and for better clarity they are directed to the best amplifier and speakers. Generally any car audio system should have an active crossover to be used. They are also used in public meetings and in theatres mostly. An audio system namely the tri-amped is an active crossover and is needed to install the crossovers.

First the crossover is mounted between the system's amplifiers and the stereo unit. If it is not planned to adjust the crossover after installing, the crossovers are placed in back of the race panels and that option is considered to be good. The cross over unit is installed near the amplifier and so the access to control it can be made easy.

The first step in this task is to choose a location for the mounting of the active cross over some where in between the amplifier of the system and the stereo head unit. The cross over is then mounted in the chosen location. Keeping the cross overs behind the car's dash panel seems to be a good option in cases where you do not want to adjust the cross over later. Installing it in the trunk or under the seat would be a good option if you prefer to have direct controls on the cross over.

The active cross overs audio output is connected to the stereo unit's audio connections. The appropriate amplifier is chosen and then each cross overs output is connected to it. The necessary electrical connections are made initially. A 12 volt DC power is required for the cross over to run. The other essential thing is a power supply to the car's battery.

The required electrical connections are made. Since the crossover uses twelve volt direct current connection it needs a connection with the battery. Additional connections are to be made to the chassis of the car for the ground line. It is advisable to connect to the electrical signal that is switched on by the ignition. This ensures that the battery is not drained.

The low pass of the crossover is set at 8o Hz. This ensures that sound below this frequency is passed to the subwoofer amplifier. The high pass is set at 3000Hz. This passes the sound above this frequency to the tweeters.

Next the band pass filter is set for the system's midrange speakers. Then the amplifiers are set at low frequencies less than 80 Hertz also it is greater than 3000 HZ.

Then a typical music is played through the system and respective filters are adjusted so that it would match the amplifiers and speakers. If suppose one filter range is adjusted others also require the same to compensate for the one adjusted. If the low pass is changed to a value of 90 HZ then a change should be done on the band pass band pass to have the frequency at 90 HZ than to have a value of 80 though there is a chance for the overlap. Sometimes it may be useful which depends on the system. Thus the article shows how to set up active crossovers in a suitable place to adjust some problems occurring later. The frequency should also be checked that it should not damage the speakers. - 21392

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Learn more about Autozubehoer. Stop by Author Name's site where you can find out all about Car stereo and what it can do for you.

Why You Should Buy Your Mercedes Parts Online

By Bob Brisom

Being known for its grace and elegance, the Mercedes is not only one of the top cars to own, it can also be one of the most expensive to maintain. What many people don't realize is that buying Mercedes parts online can not only save the hassle of going to the repair shop, it can also save you quite a bit of money. This is especially nice during tough economic times when people don't want to have to give up their luxury items. You can easily find quality Mercedes parts for your car all over the Internet.

Maintaining your car is not only important for its physical appearance, but it is key to a long lasting and well running engine system. A car that is running at optimum performance will save you money in more ways than one. You will also have a more reliable vehicle.

Buying Mercedes parts online is a great way to properly upkeep your car and get the best out of what it has to offer, even as your car gets older. You will be helping your car to last longer as well as saving money by not having to invest in a new car every few years.

With the increased popularity of Internet retail, it is commonplace to find more people utilizing it, especially to buy auto parts. There are many companies that have parts for sale at reduced prices. These Internet businesses are able to pass along savings because many of them don't have to waste money on running a store front and having to stock it with sales people as well as their warehouse workers.

Buying online is also a great way for people living in rural areas to get the parts they need. It is not always easy to get to a dealers repair shop to have your Mercedes repaired or to buy parts needed. Many of these people have to travel hundreds of miles in order to get authentic parts for their Mercedes. Being able to order online saves the time and expenses of traveling far from home for parts. You will also be on your own work schedule and not have to worry about the repair shop schedule.

On the Internet, you will be able to find brand new, genuine Mercedes parts at a big discount. But the savings don't stop there. You are also able to utilize networks to buy used or refurbished parts which can save you a bundle of money. And these parts are not only available in web stores, but also on many of the Internet auction sites. These are fantastic to use if you are looking for rare or hard to find parts for both new and classic cars.

Most Mercedes owners already understand the cost involved in owning their car. They are a little more costly overall to both purchase as well as maintain. But if you decide to purchase your parts online, nobody else will even know that you are buying them at a discount. These savings can amount to a good sum over the years. You may even be able to save even more on shipping if you can get your local repair shop to make the order for you. Most repair shops buy in bulk or have an existing account, so they are saving already.

By purchasing your Mercedes parts online, you will be helping your finances by saving money on many costly repairs and trips to the mechanic. You are also helping to keep these businesses going. Many of them are small businesses that depend on people looking to save money on car parts by purchasing them online. So not only will you be helping keep a business going, you will be adding money to your pocket. It is a win-win situation. - 21392

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If you need to find those Mercedes Benz Parts and Accessories you have many choices. One of the best though would be shopping for Mercedes Parts online. Head online today and get your parts.

Tools List For A Car Audio Mount

By Rob King

There are many things that can be done in the car by a rookie. But everything requires the knowledge of the basic tools for installation. If the uses and its usage of car stereo installation tools are known it would make most of the installations easy and less time consuming. Therefore this article is pointed to those who need to know some basic things and features of the various tools.

This discussion deals with the various types of tools available in market and their uses. By knowing the uses of each type of tool, the installer can save quite a lot of time. In this article we deal with five types of tools that are used in almost every application. They are the tools for wiring, screwdrivers, sockets, specialized tools for automobiles and the adhesives.

The first type of tool is the wire tools. There are many wires and wire connections in a car. It could be from a battery, audio system, etc. In audio systems there are many connections between the various components like speakers, amplifiers, woofers, and the head units. Since wires are used in so many places wire tools play an important role. They are used for cutting the wires, stripping the insulation, and also crimping it. The multi tool helps in stripping and cutting of the wires, and there are crimping tools for the fitting the wires in connections. There are other tools like zip ties, wire pullers and the grabbers. These help in easy installation.

For bringing about ease in installation one can also use the tools like zip ties, grabbers and wire pullers. A very important step in giving a professional look to your car stereo is sending the wire under covers or dash panels or sending it through tiny holes which will let the wires hidden. A wire insertion tool can be used for this particular purpose.

A major component of this installation job is removing and re installing screws, nuts and bolts other than the wire installation process. Securing heads in its unit place is done by the help of screws. Speakers are mounted with this kind of hardware. Whenever necessary the screws of the door panels can be removed with the help of screw drivers. It is also used for prying up the carpet so as to bring the wires under cover.

There is a set of specialized tools that is meant to be used for the automotive environment by the professionals. High quality of work is expected from the professions and therefore these tools play an important role since they are highly specific for automobiles. There are tools for lifting the panels of the door and dashboard called the panel remover. There are wire routers that keep the wires in an organized way in small spaces.

Another type of tools that is frequently used is the adhesives. These are used for keeping something in place. They include duct tape, particular tapes used for electric connections and double side tape.

Since these tools are very much necessary for working on installation of any component in the car this article about the various car stereo installation tools may be useful. - 21392

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Learn more about Autozubehoer. Stop by Author Name's site where you can find out all about Car stereo and what it can do for you.

Looking For the Right Source for Car Accessories

By Josephine Edate

A car can be a very prized possession. In fact, many would say that their car is not only an asset but a necessity that needs maintaining or upgrading. It is not uncommon to hear that what a car looks like and how it performs tells a lot about it owner. Thus, many take time to invest on their car. In fact, many would attest that the value of the car depends on how long it has been with a family in terms of how long it has been kept in top condition and maintained.

As we all know, a good car would last a lifetime. However, for it to do so, it needs constant attention and maintaining. To keep a car running smoothly, one should pay attention to each of its individual parts. It is therefore very important to choose the right source when looking for a specific car auto accessory that has to be replaced. You have to look for an outlet that has most reliable source for automotive parts. It is good to know by word of mouth which outlet have a wide variety and a wide range of equipment that will really cater to your needs.

Look for a shop that has an extensive selection of car and truck accessories including alternators, radiators, door handles, carburetors, and many more. Does this store provide all the parts at an affordable and reasonable price? Maintenance of one's prized vehicle need not cost one's life savings. Does this store offer a guarantee for every part sold? This gives additional confidence to the client that all the parts sold are of the highest quality. You can also search the internet for the parts you want.

There are shops where you can just identifying the auto part you are searching for, the search engine will already generate results that will show you the parts that are available or even alternatives that could be used. One could also visit the shop itself where the knowledgeable crew would be ready to the clients in looking for the parts to match their need. One could also provide the necessary information regarding the vehicle that you own and the crew would be the one to give advice in what could be done in order to improve your vehicle. There are online sites also that have a research guide for clients which would assist clients in looking for a car part such as a car cover.

There are shops that also provide custom auto accessories for clients with a special plan for their vehicle. They are the one stop shop which provides custom car parts and accessories that will not only reflect the client's personal style but will also protect the car and keep it at its top shape for a long time. Remember that the key to a quality vehicle is the time spent by its owner for its maintenance. This means that quality maintenance will also give you that quality service that you deserve. - 21392

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It is therefore no wonder that many are now looking into Showtrix as the shop to go to when looking Aftermarket car Accessories, car interior accessories. Clients need only to visit the site www.showtrix.com to obtain the parts that they are looking for.