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Sunday, September 6, 2009

Crank Flashlight: Disaster Preparation

By Giselle Macenzy

Crank flash lights are a perfect for various emergency situations but also have a number of practical uses. The crank charges and subsequently powers the flashlight along with a variety of add-ons that may come with the flashlight depending on the make of the unit.

An average person may keep a crank flashlight around for any use like an average flashlight but wouldn't have to worry about replacing batteries. The crank flashlight is also very handy in situations like a power outage or a camping trip.

Crank flashlights are different. They will always be ready to shed light when you need them, without dependence on batteries. They can never run out of power because they are powered by the user.

If everyone had crank flashlights we would be helping the environment tremendously. You can purchase crank powered flashlights at most department and home improvement stores.

They are pretty affordable and easy to use. You just turn the handle for about a minute and it is powered and ready to use. It will stay powered for next time you're ready to use it and if it runs low you just crank the handle some more. If you are somewhere where it storms quite a bit and the power goes out a lot this is the perfect flashlight to have in your home. They are great for an emergency power outage in your home.

Crank flashlights are also perfect when preparing for potential emergency situations where batteries would have gone dead long ago. You will never find yourself without a light to guide you through any tough times you may encounter. No matter what you use you flashlight for, a crank flashlight is for you.

Using a crank flashlight saves you money on batteries. It saves the environment by reducing emissions related to battery production and also decreases the volume of consumer waste. And perhaps best of all, it is fun to do. Everyone, from a young child to an elderly grandmother, can enjoy the satisfaction of producing light with his or her own two hands. - 21392

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How To Find The Perfect Used SUV For Your Needs

By JD Theis

Buying a used SUV is much better than purchasing any other normal used car, since SUVs are more expensive and have more chances of depreciation. If you are in the market to buy a used SUV, you can find a large number of pocket friendly options to choose from, especially if you buy online. Nonetheless, with an extensive variety of used cars available online, it can be quite overpowering as well as confusing for anyone, unless you know of some of the parameters defined below.

Some of the main issued that you need to resolve before you start checking out used cars for sale are:

Purpose: Is you plan to buy a used SUV for moving logs to your fireplace in the winters or driving kids back and to from school or from other extra classes? Is it for daily use or for out of town trips? Is the reason for you buying an SUV is that your big dog finds it more comfortable? Being aware of want exactly you are looking for in your SUV will help you check the features which you must have in it like foldable seats, rear storage space, lots of seating, extra wide body, tall boy design and more. It will also help you make a decision on the model which you can search for on the used car websites.

Place: A lot of SUVs today have just been manufactured for pomp and show, while you will get others which are strong for tough people with tough jobs. If you reside in a city and will use your SUV there, you can check for graceful, sophisticated models with DVD players, drop down screens, wooden paneling and leather seats. On the other hand, if you live in rough terrain, you might want to pay more attention to features like four wheel driving, more engine power and wider wheels. If you live in a packed city, you will also have to consider parking and turning issues before you select the right model for you.

Budget: A budget for a used SUV is generally different from what you would need to look at if you were buying a regular used car. This is because apart from the car, its registration and transfer would cost you; you will also need to remember that SUV spares are costlier. So is insurance. On top of all this, many extra features like 4WDs need regular maintenance which is not cheap. With rising gas prices and an SUVs large appetite for fuel, the used cars fuel economy is another thing that should be factored into your budget. - 21392

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Cheaper Automobile Insurance? Try These

By Chimezirim Odimba

Everyone in their right mind would be quite glad to find a way to enjoy lower rates as long as such a way will NOT downgrade the level of coverage they get. Let's discuss several proven ways of getting just that...

1. You will equally be eligible for a reasonable discount if you have more than one policy with the same provider. All you must do to become eligible for this is to get your car insurance policy from the very insurer that is underwriting, say, your home insurance.

Nevertheless, I must point out that you may NOT be saving as much as you might by changing to another insurer. It is worthwhile that you do comparison shopping. This done, you'll be be well equipped to determine if this would make you save a lot more.

2. Drivers who don't make claims for over three years generally attract a special discount for it. A number of insurance providers don't present this discount without some persuasion.

If your insurance carrier is one of the few who don't give this discount let them know point-blank that you will switch to another insurance carrier. In fact, you should leave them because you'll almost always find a better offer somewhere else if you've maintained a claims-free status for this number of years.

And, as a matter of fact, your insurance provider is likely to shift grounds if they discover you are really serious about switching.

3. Car owners who because of their scope of understanding retain either collision or comprehensive coverage types or the two for an old vehicle that isn't considered a classic are simply spending a lot more than would do them any good. Your vehicle's Kelly Blue Book value at the time of filing claims (and not the cost of the car when you bought it) is what affects what you will be reimbursed by an insurance carrier. So even if you have paid your premiums faithfully for several years but the Kelly Blue Book value says your vehicle is worth nothing, you'll get nothing from the insurer and they will be completely covered by the law.

Therefore, do yourself a favor and drop these types from your policy for all old cars. You will save much if you do this.

4. Choosing high deductibles is a proven way to land more affordable rates. It makes sense to have a deductible that's as high as possible but as well within easy reach for you.

Just take note that this is what you'd have to contribute if you make a claim.

5. Drive as little as as you can because it will bring down your mileage and qualify you for a low mileage discount. This relates more to those whose occupation and place of residence make it easy for them to use public mass transit systems.

You can also reduce your mileage by joining a carpool.

6. Under-25 drivers pay really high rates. If you belong to this age group you can get cheaper rates if you maintain good grades at school.

To have it, however, you must maintain a minimum of a "B" grade. This attracts a discount of about 5%. Young drivers with excellent grades are usually considered more responsible and less prone to reckless driving.

7. You can lower your auto insurance premium by asking for and comparing quotes from at least five reputable quotes sites. - 21392

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Save A Lot Of Money And Get A Car From A Repossessed Car Auction

By Micheal Pruitt

No matter which part of the United States that you live in, it is possible to get to a public car auction almost all throughout the year since state, federal and local establishments hold these events regularly. Repossessed car auctions can happen daily and if you search for it online, it is a great opportunity for you to get that ideal car with an amazing low price, not to mention most of these cars are in good condition.

Savings Like You Wouldn't Believe

If you're looking to get the best deal when buying from a repossessed car auction, then a good knowledge of the cars' retail value is necessary information that you should have. This is the trick car dealers sometimes use to acquire great cars in tiptop condition, which they then sell for a higher price at their own dealership. This makes it crucial that you know exactly how much you can afford to spend before attending the auction. The auction itself will usually start at less than five hundred dollars, this is true even if you're using an online auction site service to buy that vehicle you desire.

When you find a car that you are interested in, make sure that you know how much you can afford to spend in addition to the resale value of the car. It is easy to get caught up in bidding on a car and overspend, but since you will need to pay for the auction within a limited time after the auction ends, it is a far better idea to make a budget and stick to it. If you are using an online repossessed car auction, then you can take advantage of their incremental bidding, and make one flat bid and allow the auction site to raise your bid accordingly.

The Great Thing About A Car Auction

When you attend a repossessed car auction, you'll obviously see that the prices are way below what you would normally find in other places. This happens because you don't have to pay any seller's fees, interest of finance charges that are normally linked to buying a car the normal way. On the other hand, the sales tax that you pay afterwards is paid directly to the state when you register for license plates or settle your taxes. This of course depends on the state which you reside. On top of that, you might not even have to pay any sales tax if the car is sold below a certain amount.

With the advent of online shopping, it is natural that even online car auctions are available for you to peruse and still able to get the same discounts that are offered by local car auctions. The process of registration will differ from one website to another, as with the buying process. For example, some action sites will provide you with the convenience of shipping the car to your location, while others require that you arrange your own pickup. If you don't want to drive and pick up the car yourself, if the auctions is quite a distance away, then a local repossessed car auction might be a better alternative. - 21392

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Types of Car Gadget You May Wish To Purchase

By Dawn Enstruthe

People often accessorize their car in order to make their vehicle look better or fancier, but there are accessories out there that can make it more safe and easy to use. Many times, car accessories can be installed in order to showcase something of the owner's personality and sense of style, to make it theirs. For the most part, accessories have served the purpose of making the owner feel proud of his car and the way it looks.

As good as the car accessories may seem, there are many cars on the road that have no accessories. The truth is, car accessories are expensive. Also, visible car accessories like a DVD player attract crooks to your car. Having security devices like clubs for a steering wheel can become very useful in this situation.

Although most accessories are expensive, you can enhance your car without spending too much. Bumper stickers and other stickers are good ways to change how your car looks. These accessories are also inexpensive and simple to find. Most stickers have jokes and sayings on them. The stickers can also have pictures of characters or other people on it. If you are the owner of a pet, you may want to have a bobble head of that animal. This accessory is quite popular and very inexpensive. Most people like to put the figurine on the front or back dashboard.

Another inexpensive accessory is the trinkets put on the antenna. Most antenna accessories are charms, rosaries, and religious adornments. Also, air fresheners are commonly used as accessories for your car. Sometimes you can just change different parts of your car and consider it an accessory. For example, you can buy colored floor mats to compliment your car's visage. Today, in many car accessory stores, you can purchase a large variety of colored floor mats for your car.

There are also expensive car accessories available which are installed more for entertainment and convenience rather than for their functionality. There are the DVD players, black lights, neon lights for the headlights and undercarriage, integrated TV monitors, and even gaming console.

The latest trend in car accessory which everybody wants to get their hands on is a GPS device. GPS stands for global positioning system which helps drivers secure a detailed instruction for their potential destination. An online computerized screen is installed right inside your car. However, as useful as this device to many people who don't have a keen sense of direction is, it is quite expensive and sadly, not everyone can afford it.

You do not have to spend massive amounts of money to enhance how your car looks. It is easy and inexpensive to install accessories that make things more convenient and better looking. A GPS is a very good investment. If you're the type of person who gets lost a lot it is almost essential to have one. Car stereo systems also make road trips tolerable. - 21392

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