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Sunday, August 30, 2009

A Look At Hybrid Car Rental

By Anton Rowd

Hybrid cars account for probably less than 5% of the US Market but the demand for them has risen to over 50% over the last six years that they entered the mainstream. It's no surprise how much of an effect they have had on the average driver and consumer but it seems that hybrid is definitely the future of the automobile industry; so much so, in fact, that it's also not a shock to see hybrid car rental companies sprouting up here and there.

On the Rise

Surprisingly, car rental companies that support environmentally friendly cars were around even before the introduction of the first hybrid electric. They were renting out other vehicles that were either purely electric or were using power sources other than the fuel and electric combination as well as the conventional gas-powered cars as well. As soon as hybrid electric vehicles were introduced, it was inevitable for these companies to add them to their rosters as well.

Advantage

It is just as well that these car rental agencies exist to address the demand for the use of hybrid electric cars. For the consumer, it will be a good opportunity to test out a hybrid before making the decision to purchasing to own one. By renting one out for a week or so, a person will be able to determine if the hybrid electric definitely will do what manufacturers say it will do.

This is especially important because not all hybrid vehicles are the same. The concept behind the technology may be the same for all manufacturers but there are a few key differences between hybrid models released by various car companies.

Savings

With hybrid car rental companies, travelers now find it more convenient to get around. Travelers who do use hybrid cars will most definitely be spending much less on gas since hybrid electric vehicles can run for much longer on lesser amounts of gas.

In the long run, if this trend remains, hybrid electric cars will do much better than their gas-dependent counterparts as far as car rentals are concerned. This also means that car rental agencies that do rent out hybrid vehicles will probably rent them out at even cheaper prices since fuel rates will not be too much of a concern for them.

Hybrid vehicles are also much easier to maintain because they do not have too many complicated engine parts and pipes under the hood. Since they are simple and get the job done more efficiently and in an eco-friendly way, consumers not only save money, but they end up saving the world from hazardous carbon dioxide emissions as well.

As the demand for hybrid car rental rises, so does companies renting hybrid cars. Perhaps through these hybrid car rental agencies, people will learn to appreciate hybrid vehicles even more which will hopefully lead to their use over gas guzzlers in the city streets and highways. - 21392

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Are Car Insurance Companies Taking Us For A Ride?

By Vince Ingram

Are you wary of searching on line for a reputable car insurance company? You needn't be. There are many well known, reputable and reliable companies these days that are here to help you in your quest. They offer free quotations almost immediately, on an enquiry. So there is no need to phone numerous car insurance companies and wasting valuable time on the telephone.

All it takes is some preparation by yourself, for your needs and requirements and your expectations from a car insurance company. You would do best if firstly you made a list of your requirements before you start your search. This will not only save you time, but be easier for yourself to make comparisons.

There may be a few extra's you need to include when you request a quotation. Perhaps you have an expensive sound system installed which was not built into the vehicle when it was purchased. If so, a special mention must be made of this, to the car insurance company, as it would constitute extra coverage.

If you are female, there are benefits allowed which do not apply to male drivers. Also your age would or could be taken into consideration. More times than not, if you are under the age of 25, the car insurance premium is generally higher. You will be asked if you vehicle is to be used for personal or commercial use. Again, should it be for commercial use, the premiums would increase.

Some car insurance companies offer much more than the next. But; at the end of the day, their premiums will be higher. Do you really need the extra's that are offered? For instance, many car insurance companies will offer a Free Hire Car, for a set number of days, should you be involved in an accident or theft and without a car. Some also offer a free towing service etc.

It would be remiss not to mention those extras. Although inviting. Do NOT come free. They are built into your premiums. If one calculates the extra you are paying each month to your car insurance company for these privileges. You would be surprised at the amount you could be saving by not taking the extra coverage.

Perhaps you already own a second vehicle, in which case there may be no need to outlay the extra amount each month for a Hire vehicle. And if you belong to an automobile association, perhaps included in your membership is free towing of your vehicle, should your vehicle break down or be involved in an accident. Why pay twice for the same service? - 21392

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The Insurance Supermarket Is Like Your Local Supermarket

By Alex Chong

An insurance supermarket is exactly what it sounds like. Most people are familiar with supermarkets. This is generally the place were you can achieve all of your grocery needs. One stop shopping if you will. Similarly, the insurance supermarket is a place for all of your insurance needs.

It is a fact of life that just like groceries, we all need insurance. However we do not all desire or require the same insurance. We also do not all have the same budget. This is where the insurance supermarket becomes very useful to most people. The insurance supermarket gives individuals the opportunity to browse through the options, until they have found what matches their needs. As you can see, this is very much like shopping your grocery store.

Homeowner's insurance can be very costly. It is in fact, as anyone with a mortgage can tell you, required by your bank. Even if you own your home outright, without a mortgage, home owner's insurance is an absolute must. Without it, your financial well-being is vulnerable to personal accidents, natural disaster and other unforeseen mishaps.

Shopping for automobile insurance can give you as much of a headache as can an automobile accident itself. This is especially so if you have had prior accidents. Even minor accidents which may have occurred quite some time ago can have a negative effect on your automobile insurance policy, if you don't shop around. It can also be quite troubling to find affordable automobile insurance if you are becoming a first-time policyholder. Insurance supermarkets will take the pain out of obtaining the proper amount of automobile insurance at a fair price.

The one thing that we all know we can be sure of is death and taxes. As this article is not about taxes, we will move on to the topic at hand. In today's world we are even expected to pay for our own death. Even if everything that you own is 100% paid for, you cannot escape the cost which is incurred upon your death. Whether burial or cremation is your choice there will be many expenses involved. Insurance supermarkets will give you the opportunity to figure out exactly how much life insurance you need to carry.

Whether you are choosing a health insurance policy for yourself, your family or your employees, you will find many options through the insurance supermarket. In each of these instances you will want to find the best price that is available to you. You will also want to make certain that it is affordable. This will surely go a very long way in saving you money and keeping your employees happy.

If you are purchasing a new motorcycle, boat or camper, you will want to make sure that you have enough insurance coverage in the event of loss or damage. You will not have any difficulty obtaining quotes for these.

By shopping the insurance market, you will simplify your life. This will save you a great deal of time, whether you are looking for individual policies, or prefer to have all of your insurance needs met by the same company. - 21392

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Motorcycle Helmets' Latest Trends And Styles

By Bob Sanders

Just because you're riding your motorbike with a helmet on doesn't mean you lose the feel of the speed or the full adrenaline of driving on the road ahead. Motorcycle helmets are designed for speed, from it's aerodynamic shape to the graphics you put on the sides are all part of allowing you the perfect need for speed ride.

The newest models of motorcycle helmets are trendy and stylish to meet your needs and taste, and while helmets may vary greatly from style to style they really keep some of the most basic traits. In order to withstand high forces and pressure, they are made of fiberglass. Helmets are created with the goal to absorb shock and impact and for even more proof they have been wind-tested and aero-tured as part of their safety tests to become safety approved.

There are a few options when it comes to today's helmets; there are full-faced helmets which over the highest degree of protection and then there are the safety helmets which covers your face and head partially. Of course both are meant to protect you from outside interference (noise, wind, insects and dirt) so your attention can be on the road.

So as not to interfere with your view, they have wide visors which improve not only your frontal vision of the road ahead but also your peripheral vision of what happening on both sides of the road as you are moving.

Many motorcycle helmets today have additional helpful features. One being vents in the areas of the forehead and chin rests for ventilation and air flow. Some also have breath deflectors to keep your face from getting fogged up; and many more are UV protected to fight against harmful rays from the sun and it's heat.

More importantly, their overall features of keeping your helmet securely strapped on protect you against the sudden impact of a fall or crash which could lead to head and neck injuries.

It's critical to always choose the motorcycle helmet that is the safest over the helmet that cost the less. Never go for a non-certified DOT helmet that is cheap over the more expensive DOT approved safety helmet. The DOT helmet is an investment that could safe your life and give you more years to enjoy your ride.

The best motorcycle helmets of today combines style with comfort and fit. They never compromise safety in exchange for unproven modifications or improvisations in design. So, this means you have to go for all the best features in a motorcycle helmet which are its safety and durability based on conformance with DOT standards and its comfort and fit based on your personal experience of trying it on for size.

With the variety of new trends and styles of motorcycle helmets available in motorcycle stores and specialty shops, you can check your options online. You can consult manufacturer fitting charts to guide you through all the available sizes. Given the right size, it wont be difficult for you to go for one particular style and design that fits your own fashion statement or completes your own personal identity along with the way you ride your bike or wear your boots.

It's all about the rider and how he uses his head to protect his life and it all comes down to a road-tested, safety approved motorcycle helmet. - 21392

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Golf Carts " Versatility and Reliability

By Gregory Paul

I worked for a customer service company a few years back. I had an officemate that lived in a subdivision less than a kilometer away from work. Beside the subdivision is the golf course where we often play in the weekends. It was always a welcome sight to see my officemate arrive at work in a cute golf cart. I can imagine the savings he makes driving that thing to work. He would always look cool as he parks his cab in the mall parking lot beside our office after work.

Maybe owning a cart for myself will prove to be economical. Renting a golf cart every time I need one is costing me quite a bit. I can even see it as a means of transportation in a retirement community. I remember my friend in the mall parking lot with his cart. Moving around that huge facility and looking for a place to park was never a problem to him and his rig.

A new golf cart would be nice but I can also be comfortable in a used one. A brand new machine would really cost me a lot but I will be getting a full factory warranty with it. I will also be assured that I will be taking care of it properly and have regular maintenance from the first day on.

A new one would probably cost me around $5000 to $10000 depending on its features and accessories. The more add-ons, the higher the price goes. I can be extremely frugal and strip away the bare necessities and Id probably get a new one for under $5000, but I dont think Id be comfortable in that.

On the other hand, a used cart can really go easy on my pocket. I can look for a local individual party but I am not familiar with golf mechanics so that might not be a great idea. I might be able to find a local golf cart dealer that can provide me some type of repair service deal that comes with a used cab.

A used rig's cost widely fluctuates depending on the model, features, and the current condition of the equipment. I might be able to find one that is still in very good running condition. It will be a good idea to have a trusted mechanic take a look at it before i make my final decision.

Should I go for a gas powered or electric golf cart? An electric car I know is relatively easier to maintain than a gas cart but I do have to change the batteries every few years and that would cost me around $500 or so every time. My officemate told me that over a period of time, the effort and cost maintaining a gas or an electric driven cab works out pretty much the same. I guess it wouldnt really matter much to me then.

With the proper care and regular maintenance, whether it is a gas or electric powered machine, A new or used golf cart will provide you good service for ten years - could even be more. - 21392

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